Gold Combined
Compare 60 Police Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Police Health
Gold Combined
$393.08
Excess
Why this cover
Member guide
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $393.08
- Excess
- $0
- Hospital tier
- Gold
Average Service Record1.55× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
23 covered4 not covered
Endodontic
Unlimited2 mo
Root Canal Therapy: $249.5
General Dental
2 mo
Periodic Exam: $56.1Scale & Clean: $110.4Fluoride: $33.1Extraction: $248.4
Major Dental
1 yr
Full Crown (Veneered): $1821.4
Orthodontic
$1,500/policy1 yr
Braces (Upper & Lower): 80% back
Optical
2 mo
Single Vision Lenses: $268.4Multi-Focal Lenses: $368.2
Orthoptics
2 mo
1st visit: $55.2Next visit: $46
Acupuncture
2 mo
1st visit: $92Next visit: $73.6
Chinese Herbal Medicine
2 mo
1st visit: $30Next visit: $30
Chiropractic
2 mo
1st visit: $81.8Next visit: $55.2
Exercise Physiology
2 mo
1st visit: $87.4Next visit: $66.7
Occupational Therapy
2 mo
1st visit: $165.6Next visit: $98.4
Osteopathy
2 mo
1st visit: $96.6Next visit: $86.4
Physiotherapy
2 mo
1st visit: $113Next visit: $95.4
Psychology
2 mo
1st visit: $237.3Next visit: $237.3
Remedial Massage
2 mo
1st visit: $30Next visit: $30
Speech Therapy
2 mo
1st visit: $208.8Next visit: $151.2
Dietetics
2 mo
1st visit: $173.6Next visit: $87.2
Hearing Aids
$1,200/policy1 yr
Hearing Aid: 80% back
Orthotics
2 mo
Orthotics: $414
Podiatry
2 mo
1st visit: $78Next visit: $65.6
Antenatal/Postnatal
-Audiology
-Home Nursing
-Glucose Monitor
$250/policy1 yr
Glucose Monitor: 80% back
Non-PBS Pharmaceuticals
2 mo
Prescription: $60
Vaccinations
2 mo
Vaccination: $60
Health Management
-Police Health
Gold Combined
$393.08
Excess
Frequently Asked Questions
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