Gold Combined
Compare 60 Police Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Police Health
Gold Combined
$900.52
Excess
Why this cover
Member guide
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $900.52
- Excess
- $0
- Hospital tier
- Gold
Average Service Record1.55× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
23 covered4 not covered
Endodontic
Unlimited2 mo
Root Canal Therapy: $257.6
General Dental
2 mo
Periodic Exam: $55.2Scale & Clean: $112.7Fluoride: $32.2Extraction: $271.4
Major Dental
1 yr
Full Crown (Veneered): $1742.1
Orthodontic
$1,500/person1 yr
Braces (Upper & Lower): 80% back
Optical
2 mo
Single Vision Lenses: $271.2Multi-Focal Lenses: $368.2
Orthoptics
2 mo
1st visit: $55.2Next visit: $46
Acupuncture
2 mo
1st visit: $82.8Next visit: $74.5
Chinese Herbal Medicine
2 mo
1st visit: $30Next visit: $30
Chiropractic
2 mo
1st visit: $83.7Next visit: $55.2
Exercise Physiology
2 mo
1st visit: $92Next visit: $61.2
Occupational Therapy
2 mo
1st visit: $165.6Next visit: $138.4
Osteopathy
2 mo
1st visit: $99.3Next visit: $88.8
Physiotherapy
2 mo
1st visit: $124.8Next visit: $107.5
Psychology
2 mo
1st visit: $237.3Next visit: $237.3
Remedial Massage
2 mo
1st visit: $30Next visit: $30
Speech Therapy
2 mo
1st visit: $197.6Next visit: $172.8
Dietetics
2 mo
1st visit: $151.2Next visit: $96.8
Hearing Aids
$1,200/person1 yr
Hearing Aid: 80% back
Orthotics
2 mo
Orthotics: $414
Podiatry
2 mo
1st visit: $73.6Next visit: $64.7
Antenatal/Postnatal
-Audiology
-Home Nursing
-Glucose Monitor
$250/person1 yr
Glucose Monitor: 80% back
Non-PBS Pharmaceuticals
2 mo
Prescription: $60
Vaccinations
2 mo
Vaccination: $60
Health Management
-Police Health
Gold Combined
$900.52
Excess
Frequently Asked Questions
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