Astute Silver Plus Hospital and Astute Wellbeing Extras
Compare 138 St Lukes Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
St Lukes Health Insurance
Astute Silver Plus Hospital and Astute Wellbeing Extras
$297.20
Back and spine covered
Dental extras included
Optical included
Physio included
60% back on dental general
Excess
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Ear, Nose & Throat
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $166.90
- Excess
- $250 – $750
- Hospital tier
- SilverPlus
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get 6 weeks free*
Get 6 weeks free*
Ending 31 July 2026
Hospital Cover
30 covered7 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
20 covered7 not covered
St Lukes Dental Network dentistsSpecial dental rates at a St Lukes Dental Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$500/policy1 yr
Root Canal Therapy: 60% back
General Dental
$750/policy2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Major Dental
$500/policy1 yr
Full Crown (Veneered): 60% back
Orthodontic
-Optical
$200/policy6 mo
Single Vision Lenses: $200Multi-Focal Lenses: $200
Orthoptics
$350/policy2 mo
1st visit: $43Next visit: $33
Acupuncture
$300/policy2 mo
1st visit: $32Next visit: $28
Chinese Herbal Medicine
$300/policy2 mo
1st visit: $32Next visit: $28
Chiropractic
$350/policy2 mo
1st visit: $38Next visit: $27
Exercise Physiology
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
$350/policy2 mo
1st visit: $55Next visit: $40
Osteopathy
$350/policy2 mo
1st visit: $46Next visit: $42
Physiotherapy
$350/policy2 mo
1st visit: $56Next visit: $49
Psychology
2 mo
1st visit: $110Next visit: $90
Remedial Massage
$300/policy2 mo
1st visit: $32Next visit: $28
Speech Therapy
-Antenatal/Postnatal
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Audiology
$350/policy2 mo
Initial Consult: 60% back
Dietetics
$350/policy2 mo
1st visit: $60Next visit: $40
Home Nursing
$350/policy2 mo
1st visit: $50Next visit: $50
Podiatry
$200/policy2 mo
1st visit: $40Next visit: $33
Hearing Aids
-Orthotics
-Non-PBS Pharmaceuticals
$300/policy2 mo
Prescription: 60% back
Glucose Monitor
-Health Management
-Vaccinations
-St Lukes Health Insurance
Astute Silver Plus Hospital and Astute Wellbeing Extras
$297.20
Back and spine covered
Dental extras included
Optical included
Physio included
60% back on dental general
Excess
Frequently Asked Questions
I need cover for...