Pasplan Gold
Compare 138 St Lukes Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
St Lukes Health Insurance
Pasplan Gold
$612.60
Pregnancy and birth covered
Joint replacements covered
Hospital psychiatric covered
100% back on optical lenses
Dental and orthodontics included
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $599.80
- Excess
- $0
- Hospital tier
- Gold
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Ending 31 July 2026
Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
25 covered2 not covered
St Lukes Dental Network dentistsSpecial dental rates at a St Lukes Dental Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/person1 yr
Root Canal Therapy: $215
General Dental
$1,200/person2 mo
Periodic Exam: 100% backScale & Clean: 100% backFluoride: $36Extraction: $234
Major Dental
Unlimited1 yr
Full Crown (Veneered): $1005
Orthodontic
$1,000/person1 yr
Braces (Upper & Lower): 85% back
Optical
$300/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$400/person2 mo
1st visit: $75Next visit: $48
Acupuncture
$400/person2 mo
1st visit: $53Next visit: $47
Chinese Herbal Medicine
$400/person2 mo
1st visit: $50Next visit: $45
Chiropractic
$500/person2 mo
1st visit: $53Next visit: $41
Exercise Physiology
$850/person2 mo
1st visit: $60Next visit: $46
Occupational Therapy
$400/person2 mo
1st visit: $85Next visit: $67
Osteopathy
$500/person2 mo
1st visit: $65Next visit: $59
Physiotherapy
$850/person2 mo
1st visit: $72Next visit: $56
Psychology
2 mo
1st visit: $160Next visit: $125
Remedial Massage
$400/person2 mo
1st visit: $53Next visit: $47
Speech Therapy
$400/person2 mo
1st visit: $130Next visit: $82
Antenatal/Postnatal
$850/person2 mo
1st visit: $56Next visit: $56
Audiology
2 mo
1st visit: $70Next visit: $70
Dietetics
$500/person2 mo
1st visit: $90Next visit: $55
Hearing Aids
36 mo
Hearing Aid: $1250
Home Nursing
$400/person2 mo
1st visit: $70Next visit: $70
Orthotics
1 yr
Orthotics: $250
Podiatry
$400/person2 mo
1st visit: $55Next visit: $49
Glucose Monitor
1 yr
Glucose Monitor: $200
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: $70
Health Management
-Vaccinations
-St Lukes Health Insurance
Pasplan Gold
$612.60
Pregnancy and birth covered
Joint replacements covered
Hospital psychiatric covered
100% back on optical lenses
Dental and orthodontics included
Excess
Frequently Asked Questions
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