Astute Extras Protect
Compare 138 St Lukes Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
St Lukes Health Insurance
Astute Extras Protect
$278.40
100% back on general dental
100% back on orthodontics
Optical included
Physiotherapy included
St Lukes Dental Network
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $216.20
- Excess
- $0
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
25 covered2 not covered
St Lukes Dental Network dentistsSpecial dental rates at a St Lukes Dental Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,500/person1 yr
Root Canal Therapy: $180
General Dental
$1,000/person2 mo
Periodic Exam: 100% backScale & Clean: 100% backFluoride: $36Extraction: $180
Major Dental
$1,500/person1 yr
Full Crown (Veneered): $810
Orthodontic
$1,000/person1 yr
Braces (Upper & Lower): 100% back
Optical
$300/person6 mo
Single Vision Lenses: $300Multi-Focal Lenses: $300
Orthoptics
$1,000/person2 mo
1st visit: $65Next visit: $38
Acupuncture
2 mo
1st visit: $35Next visit: $30
Chinese Herbal Medicine
2 mo
1st visit: $35Next visit: $30
Chiropractic
2 mo
1st visit: $41Next visit: $30
Exercise Physiology
$850/person2 mo
1st visit: $58Next visit: $41
Occupational Therapy
$1,000/person2 mo
1st visit: $80Next visit: $59
Osteopathy
2 mo
1st visit: $60Next visit: $47
Physiotherapy
$850/person2 mo
1st visit: $61Next visit: $51
Psychology
2 mo
1st visit: $145Next visit: $110
Remedial Massage
2 mo
1st visit: $35Next visit: $30
Speech Therapy
$1,000/person2 mo
1st visit: $120Next visit: $81
Antenatal/Postnatal
$850/person2 mo
1st visit: $51Next visit: $51
Audiology
2 mo
1st visit: $50Next visit: $40
Dietetics
$1,000/person2 mo
1st visit: $75Next visit: $45
Hearing Aids
36 mo
Hearing Aid: $1000
Home Nursing
$500/person2 mo
1st visit: $50Next visit: $50
Orthotics
2 mo
Orthotics: 100% back
Podiatry
$1,000/person2 mo
1st visit: $50Next visit: $41
Glucose Monitor
1 yr
Glucose Monitor: $200
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: $70
Health Management
-Vaccinations
-St Lukes Health Insurance
Astute Extras Protect
$278.40
100% back on general dental
100% back on orthodontics
Optical included
Physiotherapy included
St Lukes Dental Network
Excess
Frequently Asked Questions
I need cover for...