Astute Wellbeing Extras
Compare 138 St Lukes Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
St Lukes Health Insurance
Astute Wellbeing Extras
$235.40
60% back on general dental
60% back on major dental
Optical included
Physio included
Chiropractic included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $148.40
- Excess
- $0
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
20 covered7 not covered
St Lukes Dental Network dentistsSpecial dental rates at a St Lukes Dental Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$500/person1 yr
Root Canal Therapy: 60% back
General Dental
$750/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back
Major Dental
$500/person1 yr
Full Crown (Veneered): 60% back
Orthodontic
-Optical
$200/person6 mo
Single Vision Lenses: $200Multi-Focal Lenses: $200
Orthoptics
$350/person2 mo
1st visit: $43Next visit: $33
Acupuncture
$300/person2 mo
1st visit: $32Next visit: $28
Chinese Herbal Medicine
$300/person2 mo
1st visit: $32Next visit: $28
Chiropractic
$350/person2 mo
1st visit: $38Next visit: $27
Exercise Physiology
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
$350/person2 mo
1st visit: $55Next visit: $40
Osteopathy
$350/person2 mo
1st visit: $46Next visit: $42
Physiotherapy
$350/person2 mo
1st visit: $56Next visit: $49
Psychology
2 mo
1st visit: $110Next visit: $90
Remedial Massage
$300/person2 mo
1st visit: $32Next visit: $28
Speech Therapy
-Antenatal/Postnatal
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Audiology
$350/person2 mo
Initial Consult: 60% back
Dietetics
$350/person2 mo
1st visit: $60Next visit: $40
Home Nursing
$350/person2 mo
1st visit: $50Next visit: $50
Podiatry
$200/person2 mo
1st visit: $40Next visit: $33
Hearing Aids
-Orthotics
-Non-PBS Pharmaceuticals
$300/person2 mo
Prescription: 60% back
Glucose Monitor
-Health Management
-Vaccinations
-St Lukes Health Insurance
Astute Wellbeing Extras
$235.40
60% back on general dental
60% back on major dental
Optical included
Physio included
Chiropractic included
Excess
Frequently Asked Questions
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