Starter Extras
Compare 138 St Lukes Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
St Lukes Health Insurance
Starter Extras
$57.40
50% back on general dental
Optical included
50% back on non-PBS prescriptions
Physio included
Psychology included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $57.40
- Excess
- $0
Excellent Service Record0.74× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
14 covered13 not covered
St Lukes Dental Network dentistsSpecial dental rates at a St Lukes Dental Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$500/person2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% backExtraction: 50% back
Endodontic
-Major Dental
-Orthodontic
-Optical
$150/person6 mo
Single Vision Lenses: $150Multi-Focal Lenses: $150
Orthoptics
$400/person2 mo
1st visit: $35Next visit: $25
Chiropractic
$300/person2 mo
1st visit: $36Next visit: $26
Exercise Physiology
$400/person2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
$300/person2 mo
1st visit: $45Next visit: $35
Osteopathy
$300/person2 mo
1st visit: $38Next visit: $33
Physiotherapy
$400/person2 mo
1st visit: $44Next visit: $38
Psychology
2 mo
1st visit: $85Next visit: $55
Acupuncture
-Chinese Herbal Medicine
-Remedial Massage
-Speech Therapy
-Antenatal/Postnatal
$400/person2 mo
1st visit: 50% backNext visit: 50% back
Audiology
$300/person2 mo
Initial Consult: 50% back
Dietetics
$300/person2 mo
1st visit: $50Next visit: $35
Home Nursing
$300/person2 mo
1st visit: $50Next visit: $50
Hearing Aids
-Orthotics
-Podiatry
-Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: 50% back
Glucose Monitor
-Health Management
-Vaccinations
-St Lukes Health Insurance
Starter Extras
$57.40
50% back on general dental
Optical included
50% back on non-PBS prescriptions
Physio included
Psychology included
Excess
Frequently Asked Questions
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