Gold Hospital and Premium Extras Cover
Compare 18 Reserve Bank Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Reserve Bank Health
Gold Hospital and Premium Extras Cover
$466.64
Excess
Why this cover
Member guide
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $466.64
- Excess
- $0
- Hospital tier
- Gold
Excellent Service Record0.00× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
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Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
25 covered2 not covered
Endodontic
$850/policy1 yr
Root Canal Therapy: $850
General Dental
Unlimited2 mo
Periodic Exam: $50Scale & Clean: $100Fluoride: $33Extraction: $340
Major Dental
$1,200/policy1 yr
Full Crown (Veneered): $1360
Orthodontic
$890/policy1 yr
Braces (Upper & Lower): 90% back
Optical
$460/policy1 yr
Single Vision Lenses: $370Multi-Focal Lenses: $560
Orthoptics
$790/policy2 mo
1st visit: $95Next visit: $73
Acupuncture
$850/policy2 mo
1st visit: $85Next visit: $70
Chinese Herbal Medicine
$850/policy2 mo
1st visit: $82Next visit: $64
Chiropractic
$920/policy2 mo
1st visit: $85Next visit: $70
Exercise Physiology
$850/policy2 mo
1st visit: $82Next visit: $64
Occupational Therapy
$790/policy2 mo
1st visit: $97Next visit: $80
Osteopathy
$920/policy2 mo
1st visit: $85Next visit: $70
Physiotherapy
$1,000/policy2 mo
1st visit: $105Next visit: $85
Psychology
$920/policy2 mo
1st visit: $190Next visit: $190
Remedial Massage
$850/policy2 mo
1st visit: $82Next visit: $64
Speech Therapy
$1,000/policy2 mo
1st visit: $103Next visit: $103
Antenatal/Postnatal
$260/policy2 mo
Initial: $260
Dietetics
$425/policy2 mo
1st visit: $107Next visit: $65
Hearing Aids
$1,088/policy1 yr
Hearing Aid: $2720
Home Nursing
$1,500/policy2 mo
1st visit: $1500Next visit: $1500
Podiatry
$750/policy2 mo
1st visit: $80Next visit: $70
Audiology
-Orthotics
-Glucose Monitor
$1,040/policy1 yr
Glucose Monitor: 90% back
Health Management
$200/policy2 mo
Health Management: $200
Non-PBS Pharmaceuticals
$1,000/policy2 mo
Prescription: $160
Vaccinations
Unlimited2 mo
Vaccination: 90% back
Reserve Bank Health
Gold Hospital and Premium Extras Cover
$466.64
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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