Basic Accident Only Hospital & Healthy Flex Extras 50
Compare 124 Phoenix Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Phoenix Health Fund
Basic Accident Only Hospital & Healthy Flex Extras 50
$166.96
Emergency and non-emergency ambulance covered
100% back on general dental
50% back on major dental
50% back on optical
Physio included
Excess
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $113.64
- Excess
- $750
- Hospital tier
- Basic
Excellent Service Record0.89× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
0 covered35 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
8 covered19 not covered
Endodontic
$700/policy1 yr
Root Canal Therapy: 50% back
General Dental
$700/policy2 mo
Periodic Exam: 100% back or no gap at network providersScale & Clean: 100% back or no gap at network providersFluoride: 100% back or no gap at network providers
Major Dental
$700/policy1 yr
Extraction: 50% backFull Crown (Veneered): 50% back
Orthodontic
-Optical
$700/policy6 mo
Single Vision Lenses: 50% backMulti-Focal Lenses: 50% back
Orthoptics
-Chiropractic
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Remedial Massage
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Acupuncture
-Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Osteopathy
-Psychology
-Speech Therapy
-Podiatry
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-Orthotics
-Phoenix Health Fund
Basic Accident Only Hospital & Healthy Flex Extras 50
$166.96
Emergency and non-emergency ambulance covered
100% back on general dental
50% back on major dental
50% back on optical
Physio included
Excess
Frequently Asked Questions
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