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Bronze Plus Essentials & Healthy Flex Extras 50

Compare 124 Phoenix Health Fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Phoenix Health Fund logo

Phoenix Health Fund

Bronze Plus Essentials & Healthy Flex Extras 50

$194.70

Emergency and non-emergency ambulance covered

Dental general 100% back

Dental major 50% back

Optical included

Physio included

Excess

Hospital Cover
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
  • Bone, Joint & Muscle
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$130.41
Excess
$500 – $750
Hospital tier
BronzePlus
Excellent Service Record0.89× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Hospital Cover

21 covered14 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

8 covered19 not covered
Endodontic
$700/policy1 yr
Root Canal Therapy: 50% back
General Dental
$700/policy2 mo
Periodic Exam: 100% back or no gap at network providersScale & Clean: 100% back or no gap at network providersFluoride: 100% back or no gap at network providers
Major Dental
$700/policy1 yr
Extraction: 50% backFull Crown (Veneered): 50% back
Orthodontic
-
Optical
$700/policy6 mo
Single Vision Lenses: 50% backMulti-Focal Lenses: 50% back
Orthoptics
-
Chiropractic
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Remedial Massage
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Acupuncture
-
Chinese Herbal Medicine
-
Exercise Physiology
-
Occupational Therapy
-
Osteopathy
-
Psychology
-
Speech Therapy
-
Podiatry
$700/policy2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-
Audiology
-
Dietetics
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Phoenix Health Fund logo

Phoenix Health Fund

Bronze Plus Essentials & Healthy Flex Extras 50

$194.70

Emergency and non-emergency ambulance covered

Dental general 100% back

Dental major 50% back

Optical included

Physio included

Excess

Frequently Asked Questions

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