Top Hospital (Gold) & Top Extras
Compare 36 UniHealth policies. Prices shown for: Single, NSW, Age 30, $500 excess.
UniHealth
Top Hospital (Gold) & Top Extras
$347.89
Pregnancy and birth covered
Joint replacements covered
Emergency and non-emergency ambulance covered
Optical included
Physio included
Excess
Extras claim back
100% back
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $215.56
- Excess
- $0 – $500
- Health Centres benefit
- 100% back
- Hospital tier
- Gold
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
27 covered0 not covered
Health Centres dentistsNo-gap dental check-ups at a Health Centres dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,300/policy1 yr
Root Canal Therapy: $160
General Dental
Unlimited2 mo
Periodic Exam: $40 or no gap at Health CentresScale & Clean: $70 or no gap at Health CentresFluoride: $27 or no gap at Health Centres
Major Dental
$1,300/policy1 yr
Extraction: $135Full Crown (Veneered): $750
Orthodontic
$2,500/policy1 yr
Braces (Upper & Lower): $2500
Optical
$260/policy6 mo
Single Vision Lenses: $260Multi-Focal Lenses: $260
Orthoptics
$800/policy2 mo
1st visit: $40Next visit: $35
Acupuncture
$600/policy2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$600/policy2 mo
1st visit: $38Next visit: $38
Chiropractic
$480/policy2 mo
1st visit: $55Next visit: $40
Exercise Physiology
$800/policy2 mo
1st visit: $55Next visit: $40
Occupational Therapy
$500/policy2 mo
1st visit: $70Next visit: $44
Osteopathy
$480/policy2 mo
1st visit: $55Next visit: $40
Physiotherapy
$800/policy2 mo
1st visit: $55Next visit: $40
Psychology
$600/policy2 mo
1st visit: $100Next visit: $72
Remedial Massage
$600/policy2 mo
1st visit: $38Next visit: $38
Speech Therapy
$600/policy2 mo
1st visit: $80Next visit: $45
Antenatal/Postnatal
$300/policy2 mo
Initial: $300
Audiology
Unlimited2 mo
1st visit: $45Next visit: $45
Dietetics
$400/policy2 mo
1st visit: $60Next visit: $40
Hearing Aids
$1,200/policy1 yr
Hearing Aid: $600
Home Nursing
$800/policy2 mo
1st visit: $95Next visit: $33
Orthotics
$200/policy2 mo
Orthotics: $100
Podiatry
$400/policy2 mo
1st visit: $55Next visit: $40
Glucose Monitor
$160/policy2 mo
Glucose Monitor: $160
Health Management
$250/policy6 mo
Health Management: $250
Non-PBS Pharmaceuticals
$800/policy2 mo
Prescription: $60
Vaccinations
$800/policy2 mo
Vaccination: $60
UniHealth
Top Hospital (Gold) & Top Extras
$347.89
Pregnancy and birth covered
Joint replacements covered
Emergency and non-emergency ambulance covered
Optical included
Physio included
Excess
Extras claim back
100% back
Frequently Asked Questions
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