StarterPak (Basic Plus)
Compare 36 UnionHealth policies. Prices shown for: Single, NSW, Age 30, $500 excess.
UnionHealth
StarterPak (Basic Plus)
$159.99
Emergency and non-emergency ambulance covered
Dental general included
Optical included
Physio included
Non-PBS medicines included
Excess
Why this cover
Hospital Cover
- Joint Reconstructions
- Hernia & Appendix
- Tonsils, Adenoids & Grommets
- Dental Surgery
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $87.29
- Excess
- $0
- Hospital tier
- BasicPlus
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Bonus up to $150 on Extras
Bonus up to $150 on Extras
Hospital Cover
4 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
14 covered13 not covered
Teachers Health Centres dentistsSpecial dental rates at a Teachers Health Centres dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$500/policy2 mo
Periodic Exam: $40Scale & Clean: $70Fluoride: $27
Major Dental
$500/policy1 yr
Endodontic
-Orthodontic
-Optical
$180/policy6 mo
Single Vision Lenses: $180Multi-Focal Lenses: $180
Orthoptics
-Acupuncture
$200/policy2 mo
1st visit: $38Next visit: $38
Chinese Herbal Medicine
$200/policy2 mo
1st visit: $38Next visit: $38
Chiropractic
$400/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$400/policy2 mo
1st visit: $40Next visit: $40
Osteopathy
$400/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$400/policy2 mo
1st visit: $40Next visit: $40
Psychology
$300/policy2 mo
1st visit: $72Next visit: $72
Remedial Massage
$200/policy2 mo
1st visit: $38Next visit: $38
Occupational Therapy
-Speech Therapy
-Health Management
$150/policy6 mo
Health Management: $150
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: $60
Vaccinations
$400/policy2 mo
Vaccination: $60
Glucose Monitor
-UnionHealth
StarterPak (Basic Plus)
$159.99
Emergency and non-emergency ambulance covered
Dental general included
Optical included
Physio included
Non-PBS medicines included
Excess
Frequently Asked Questions
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