Seniors Top Extras
Compare 32 Seniors Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Seniors Health Insurance
Seniors Top Extras
$369.71
70% back on general dental
70% back on major dental
70% back on optical
70% back on physio
Emergency ambulance covered
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $304.71
- Excess
- $0
Excellent Service Record0.80× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
24 covered3 not covered
First Choice dentistsSpecial dental rates at a First Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/person1 yr
Root Canal Therapy: 70% back
General Dental
$1,000/person2 mo
Periodic Exam: 70% backScale & Clean: 70% backFluoride: 70% back
Major Dental
$1,000/person1 yr
Extraction: 70% backFull Crown (Veneered): 70% back
Orthodontic
$800/person1 yr
Braces (Upper & Lower): 70% back
Optical
$350/person6 mo
Single Vision Lenses: 70% backMulti-Focal Lenses: 70% back
Orthoptics
$200/person2 mo
1st visit: 70% backNext visit: 70% back
Acupuncture
$400/person2 mo
1st visit: 70% backNext visit: 70% back
Chinese Herbal Medicine
$400/person2 mo
1st visit: 70% backNext visit: 70% back
Chiropractic
$400/person2 mo
1st visit: 70% backNext visit: 70% back
Exercise Physiology
$250/person2 mo
1st visit: 70% backNext visit: 70% back
Occupational Therapy
$300/person2 mo
1st visit: 70% backNext visit: 70% back
Osteopathy
$400/person2 mo
1st visit: 70% backNext visit: 70% back
Physiotherapy
$500/person2 mo
1st visit: 70% backNext visit: 70% back
Psychology
$500/person2 mo
1st visit: 70% backNext visit: 70% back
Remedial Massage
$400/person2 mo
1st visit: 70% backNext visit: 70% back
Speech Therapy
$250/person2 mo
1st visit: 70% backNext visit: 70% back
Dietetics
$350/person2 mo
1st visit: 70% backNext visit: 70% back
Hearing Aids
$1,200/person36 mo
Hearing Aid: 70% back
Home Nursing
$200/person2 mo
1st visit: 70% backNext visit: 70% back
Orthotics
$250/person2 mo
Orthotics: 70% back
Podiatry
$250/person2 mo
1st visit: 70% backNext visit: 70% back
Antenatal/Postnatal
-Audiology
-Glucose Monitor
$400/person1 yr
Glucose Monitor: 70% back
Health Management
$200/person6 mo
Health Management: 70% back
Non-PBS Pharmaceuticals
$500/person2 mo
Prescription: 70% back
Vaccinations
-Seniors Health Insurance
Seniors Top Extras
$369.71
70% back on general dental
70% back on major dental
70% back on optical
70% back on physio
Emergency ambulance covered
Excess
Frequently Asked Questions
I need cover for...