Basic Kickstarter
Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib health fund
Basic Kickstarter
$123.14
Excess
Why this cover
Member guide
Extras Cover
- Dental
- Physiotherapy
- Chiropractic
- Osteopathy
Pricing & Value
- Monthly premium from
- $108.60
- Excess
- $500 – $750
- Hospital tier
- Basic
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
0 covered35 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
9 covered18 not covered
General Dental
$200/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% back
Endodontic
-Major Dental
-Orthodontic
-Acupuncture
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Osteopathy
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
-Psychology
-Remedial Massage
-Speech Therapy
-Dietetics
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Non-PBS Pharmaceuticals
$100/policy2 mo
Prescription: 50% back
Glucose Monitor
-Health Management
-Vaccinations
-nib health fund
Basic Kickstarter
$123.14
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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