Basic Kickstarter
Compare 229 nib Health Funds policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib Health Funds
Basic Kickstarter
$161.67
Emergency ambulance covered
50% back on general dental
50% back on physio
50% back on chiropractic
50% back on acupuncture
Excess
Why this cover
Extras Cover
- Dental
- Physiotherapy
- Chiropractic
- Osteopathy
Pricing & Value
- Monthly premium from
- $108.60
- Excess
- $500 – $750
- Hospital tier
- Basic
Excellent Service Record0.80× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get 10 weeks free
Get 10 weeks free
Ending 31 Aug 2026
Hospital Cover
0 covered35 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
9 covered18 not covered
First Choice dentistsSpecial dental rates at a First Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$200/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% back
Endodontic
-Major Dental
-Orthodontic
-Acupuncture
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Osteopathy
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
-Psychology
-Remedial Massage
-Speech Therapy
-Dietetics
$150/policy2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Non-PBS Pharmaceuticals
$100/policy2 mo
Prescription: 50% back
Glucose Monitor
-Health Management
-Vaccinations
-nib Health Funds
Basic Kickstarter
$161.67
Emergency ambulance covered
50% back on general dental
50% back on physio
50% back on chiropractic
50% back on acupuncture
Excess
Frequently Asked Questions
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