Core and Family Extras
Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib health fund
Core and Family Extras
$73.94
Excess
Why this cover
Member guide
Extras Cover
- Dental
- Optical
- Physiotherapy
- Podiatry
Pricing & Value
- Monthly premium from
- $73.94
- Excess
- $0
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
11 covered16 not covered
Endodontic
$600/policy1 yr
Root Canal Therapy: 60% back
General Dental
$600/policy2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$600/policy1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
$350/policy1 yr
Braces (Upper & Lower): 60% back
Optical
$250/policy6 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
-Occupational Therapy
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Speech Therapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Acupuncture
-Chinese Herbal Medicine
-Chiropractic
-Exercise Physiology
-Osteopathy
-Psychology
-Remedial Massage
-Antenatal/Postnatal
$200/policy2 mo
1st visit: 100% backNext visit: 100% back
Orthotics
$200/policy2 mo
Orthotics: 60% back
Podiatry
$200/policy2 mo
1st visit: 60% backNext visit: 60% back
Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-nib health fund
Core and Family Extras
$73.94
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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