Core and Family Extras
Compare 229 nib Health Funds policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib Health Funds
Core and Family Extras
$85.04
Emergency ambulance covered
60% back on general dental
60% back on optical
100% back on antenatal and postnatal
Physio included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Podiatry
Pricing & Value
- Monthly premium from
- $73.94
- Excess
- $0
Excellent Service Record0.80× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
11 covered16 not covered
First Choice dentistsSpecial dental rates at a First Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
Endodontic
$600/policy1 yr
Root Canal Therapy: 60% back
General Dental
$600/policy2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$600/policy1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
$350/policy1 yr
Braces (Upper & Lower): 60% back
Optical
$250/policy6 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
-Occupational Therapy
$300/policy2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Speech Therapy
$350/policy2 mo
1st visit: 60% backNext visit: 60% back
Acupuncture
-Chinese Herbal Medicine
-Chiropractic
-Exercise Physiology
-Osteopathy
-Psychology
-Remedial Massage
-Antenatal/Postnatal
$200/policy2 mo
1st visit: 100% backNext visit: 100% back
Orthotics
$200/policy2 mo
Orthotics: 60% back
Podiatry
$200/policy2 mo
1st visit: 60% backNext visit: 60% back
Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-nib Health Funds
Core and Family Extras
$85.04
Emergency ambulance covered
60% back on general dental
60% back on optical
100% back on antenatal and postnatal
Physio included
Excess
Frequently Asked Questions
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