nib United Gold Resident Cover
Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib health fund
nib United Gold Resident Cover
$562.55
Excess
Why this cover
Member guide
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $562.55
- Excess
- $0
- Hospital tier
- Gold
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
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Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
25 covered2 not covered
Endodontic
$2,500/policy
Root Canal Therapy: 80% back
General Dental
$2,500/policy
Periodic Exam: 100% backScale & Clean: 100% backFluoride: 100% back
Major Dental
$2,500/policy
Extraction: 80% backFull Crown (Veneered): 80% back
Orthodontic
$2,500/policy
Braces (Upper & Lower): 60% back
Optical
$350/policy
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
1st visit: 100% backNext visit: 100% back
Acupuncture
Unlimited
1st visit: 100% backNext visit: 100% back
Chinese Herbal Medicine
1st visit: 100% backNext visit: 100% back
Chiropractic
1st visit: 100% backNext visit: 100% back
Exercise Physiology
1st visit: 100% backNext visit: 100% back
Occupational Therapy
1st visit: 100% backNext visit: 100% back
Osteopathy
1st visit: 100% backNext visit: 100% back
Physiotherapy
1st visit: 100% backNext visit: 100% back
Psychology
Unlimited
1st visit: 100% backNext visit: 100% back
Remedial Massage
1st visit: 100% backNext visit: 100% back
Speech Therapy
1st visit: 100% backNext visit: 100% back
Antenatal/Postnatal
Unlimited
1st visit: 100% backNext visit: 100% back
Dietetics
Unlimited
1st visit: 100% backNext visit: 100% back
Hearing Aids
$5,000/policy
Hearing Aid: 100% back
Home Nursing
Unlimited
1st visit: 100% backNext visit: 100% back
Orthotics
$5,000/policy
Orthotics: 100% back
Podiatry
Unlimited
1st visit: 100% backNext visit: 100% back
Audiology
-Glucose Monitor
$5,000/policy
Glucose Monitor: 100% back
Health Management
$250/policy
Health Management: 100% back
Non-PBS Pharmaceuticals
Unlimited
Prescription: 100% back
Vaccinations
-nib health fund
nib United Gold Resident Cover
$562.55
Excess
Frequently Asked Questions
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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