Executive R - Gold
Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib health fund
Executive R - Gold
$548.89
Excess
Why this cover
Member guide
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $436.90
- Excess
- $100 – $750
- Hospital tier
- Gold
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
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Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
22 covered5 not covered
Endodontic
$1,500/policy1 yr
Root Canal Therapy: 80% back
General Dental
$1,500/policy2 mo
Periodic Exam: 100% backScale & Clean: 100% backFluoride: 100% backExtraction: 80% back
Major Dental
$1,500/policy1 yr
Full Crown (Veneered): 65% back
Orthodontic
$1,500/policy1 yr
Braces (Upper & Lower): 65% back
Optical
$200/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Acupuncture
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Chiropractic
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Exercise Physiology
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Occupational Therapy
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Osteopathy
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Physiotherapy
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Remedial Massage
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Speech Therapy
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Chinese Herbal Medicine
-Psychology
-Antenatal/Postnatal
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Dietetics
$700/policy2 mo
1st visit: 100% backNext visit: 100% back
Hearing Aids
$600/policy36 mo
Hearing Aid: 100% back
Home Nursing
$1,000/policy2 mo
1st visit: 100% backNext visit: 100% back
Orthotics
$200/policy2 mo
Orthotics: 100% back
Podiatry
$200/policy2 mo
1st visit: 100% backNext visit: 100% back
Audiology
-Glucose Monitor
$600/policy1 yr
Glucose Monitor: 100% back
Non-PBS Pharmaceuticals
$500/policy2 mo
Prescription: 100% back
Health Management
-Vaccinations
-nib health fund
Executive R - Gold
$548.89
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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