Core, Family and Young at Heart Extras
Compare 229 nib Health Funds policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib Health Funds
Core, Family and Young at Heart Extras
$170.41
Emergency ambulance covered
100% back on antenatal and postnatal care
60% back on general dental
60% back on optical
60% back on physiotherapy
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Podiatry
Pricing & Value
- Monthly premium from
- $147.92
- Excess
- $0
Excellent Service Record0.80× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
14 covered13 not covered
First Choice dentistsSpecial dental rates at a First Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
No annual limit on preventive dental
Endodontic
$600/person1 yr
Root Canal Therapy: 60% back
General Dental
$600/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$600/person1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
$350/person1 yr
Braces (Upper & Lower): 60% back
Optical
$250/person6 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
-Occupational Therapy
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Speech Therapy
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Acupuncture
-Chinese Herbal Medicine
-Chiropractic
-Exercise Physiology
-Osteopathy
-Psychology
-Remedial Massage
-Antenatal/Postnatal
$200/person2 mo
1st visit: 100% backNext visit: 100% back
Dietetics
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Hearing Aids
$500/person36 mo
Hearing Aid: 60% back
Orthotics
$400/person2 mo
Orthotics: 60% back
Podiatry
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Audiology
-Home Nursing
-Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: 60% back
Glucose Monitor
-Health Management
-Vaccinations
-nib Health Funds
Core, Family and Young at Heart Extras
$170.41
Emergency ambulance covered
100% back on antenatal and postnatal care
60% back on general dental
60% back on optical
60% back on physiotherapy
Excess
Frequently Asked Questions
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