Basic Essential Hospital Plus
Compare 229 nib Health Funds policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib Health Funds
Basic Essential Hospital Plus
$268.09
Emergency ambulance covered
Dental surgery covered
Gastrointestinal endoscopy covered
Gynaecology covered
Joint reconstructions covered
Excess
Why this cover
Hospital Cover
- Joint Reconstructions
- Gastrointestinal Endoscopy
- Gynaecology
- Miscarriage & Termination
Pricing & Value
- Monthly premium from
- $130.81
- Excess
- $250 – $750
- Hospital tier
- BasicPlus
Excellent Service Record0.80× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
7 covered28 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
nib Health Funds
Basic Essential Hospital Plus
$268.09
Emergency ambulance covered
Dental surgery covered
Gastrointestinal endoscopy covered
Gynaecology covered
Joint reconstructions covered
Excess
Frequently Asked Questions
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