Core, Wellbeing and Young at Heart Extras
Compare 285 nib health fund policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib health fund
Core, Wellbeing and Young at Heart Extras
$201.57
Excess
Why this cover
Member guide
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $201.57
- Excess
- $0
Average Service Record1.16× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
17 covered10 not covered
Endodontic
$600/person1 yr
Root Canal Therapy: 60% back
General Dental
$600/person2 mo
Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% back
Major Dental
$600/person1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
-Optical
$250/person6 mo
Single Vision Lenses: 60% backMulti-Focal Lenses: 60% back
Orthoptics
-Acupuncture
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Osteopathy
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
-Occupational Therapy
-Speech Therapy
-Dietetics
$600/person2 mo
Initial Consult: 60% back
Hearing Aids
$500/person36 mo
Hearing Aid: 60% back
Orthotics
$200/person2 mo
Orthotics: 60% back
Podiatry
$200/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-Audiology
-Home Nursing
-Health Management
$150/person6 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: 60% back
Glucose Monitor
-Vaccinations
-nib health fund
Core, Wellbeing and Young at Heart Extras
$201.57
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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