Value Extras
Compare 229 nib Health Funds policies. Prices shown for: Single, NSW, Age 30, $500 excess.
nib Health Funds
Value Extras
$21.98
50% back on general dental
50% back on physio
50% back on chiropractic
50% back on psychology
Emergency ambulance covered
Excess
Why this cover
Extras Cover
- Dental
- Physiotherapy
- Chiropractic
- Psychology
Pricing & Value
- Monthly premium from
- $21.17
- Excess
- $0
Excellent Service Record0.80× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
5 covered22 not covered
First Choice dentistsSpecial dental rates at a First Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$400/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% backExtraction: 50% back
Endodontic
-Major Dental
-Orthodontic
-Chiropractic
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Osteopathy
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$200/policy2 mo
1st visit: 50% backNext visit: 50% back
Psychology
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Acupuncture
-Chinese Herbal Medicine
-Exercise Physiology
-Occupational Therapy
-Remedial Massage
-Speech Therapy
-nib Health Funds
Value Extras
$21.98
50% back on general dental
50% back on physio
50% back on chiropractic
50% back on psychology
Emergency ambulance covered
Excess
Frequently Asked Questions
I need cover for...