nib United Gold Resident Cover

Compare 229 nib Health Funds policies. Prices shown for: Single, NSW, Age 30, $500 excess.

nib Health Funds

nib United Gold Resident Cover

$1,108.37

Pregnancy and birth covered

Joint replacements covered

100% back on optical

100% back on physio

Emergency ambulance covered

Excess

Hospital Cover Details Extras Cover Details FAQs

Why this cover

nib United Gold Resident Cover

Member guide

Hospital Cover

Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts

Extras Cover

Dental
Optical
Physiotherapy
Chiropractic

Pricing & Value

Monthly premium from: $1,108.23
Excess: $0
Hospital tier: Gold

Excellent Service Record0.80× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get 10 weeks free

Ending 31 Aug 2026

Hospital Cover

38 covered0 not covered

CoveredRestrictedNot Covered

Heart & Vascular

Brain & Nervous System

Eye (Not Cataracts)

Cataracts

Ear, Nose & Throat

Back, Neck & Spine

Extras Cover

25 covered2 not covered

First Choice dentistsSpecial dental rates at a First Choice dentist

Check if your dentist is in-networkSearch our provider directory for your clinic.

Endodontic

$2,500/person

Root Canal Therapy: 80% back

General Dental

$2,500/person

Periodic Exam: 100% backScale & Clean: 100% backFluoride: 100% back

Major Dental

$2,500/person

Extraction: 80% backFull Crown (Veneered): 80% back

Orthodontic

$2,500/person

Braces (Upper & Lower): 60% back

Optical

$350/person

Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back

Orthoptics