Healthy Living Extras
Compare 80 Navy Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Navy Health
Healthy Living Extras
$78.16
100% back on optical lenses
70% back on orthodontics
100% back on hearing aids
Emergency and non-emergency ambulance covered
Physio included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $75.91
- Excess
- $0
Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Refer a friend
Refer a friend
Hospital Cover
Extras Cover
25 covered2 not covered
No annual limit on preventive dental
Endodontic
$1,500/policy1 yr
Root Canal Therapy: $129
General Dental
Unlimited2 mo
Periodic Exam: $42Scale & Clean: $68Fluoride: $21
Major Dental
$1,500/policy1 yr
Extraction: $135Full Crown (Veneered): $619
Orthodontic
$2,000/policy1 yr
Braces (Upper & Lower): 70% back
Optical
$260/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$300/policy2 mo
1st visit: $60Next visit: $35
Acupuncture
$320/policy2 mo
1st visit: $32Next visit: $32
Chinese Herbal Medicine
$320/policy2 mo
1st visit: $32Next visit: $32
Chiropractic
$550/policy2 mo
1st visit: $48Next visit: $35
Exercise Physiology
$320/policy2 mo
1st visit: $32Next visit: $32
Occupational Therapy
$400/policy2 mo
1st visit: $45Next visit: $33
Osteopathy
$550/policy2 mo
1st visit: $48Next visit: $35
Physiotherapy
$600/policy2 mo
1st visit: $55Next visit: $42
Psychology
$400/policy2 mo
1st visit: $90Next visit: $70
Remedial Massage
$320/policy2 mo
1st visit: $32Next visit: $32
Speech Therapy
$300/policy2 mo
1st visit: $90Next visit: $40
Audiology
$300/policy2 mo
1st visit: $60Next visit: $40
Dietetics
$300/policy2 mo
1st visit: $60Next visit: $40
Hearing Aids
$900/policy1 yr
Hearing Aid: 100% back
Home Nursing
$1,000/policy2 mo
1st visit: $60Next visit: $60
Orthotics
$200/policy2 mo
Orthotics: 85% back
Podiatry
$300/policy2 mo
1st visit: $45Next visit: $35
Antenatal/Postnatal
-Glucose Monitor
$400/policy6 mo
Glucose Monitor: 85% back
Non-PBS Pharmaceuticals
$500/policy2 mo
Prescription: $120
Vaccinations
$500/policy2 mo
Vaccination: $120
Health Management
-Navy Health
Healthy Living Extras
$78.16
100% back on optical lenses
70% back on orthodontics
100% back on hearing aids
Emergency and non-emergency ambulance covered
Physio included
Excess
Frequently Asked Questions
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