Premium Gold Hospital & Budget Extras
Compare 80 Navy Health policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Navy Health
Premium Gold Hospital & Budget Extras
$534.07
Pregnancy and birth covered
Joint replacements covered
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental, physio and chiropractic extras included
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $253.67
- Excess
- $350 – $750
- Hospital tier
- Gold
Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
8 weeks free cover
8 weeks free cover
Ending 31 Aug 2026
Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
11 covered16 not covered
General Dental
$500/person2 mo
Periodic Exam: $28Scale & Clean: $50Fluoride: $15.6
Major Dental
$500/person1 yr
Extraction: $102
Endodontic
-Orthodontic
-Optical
$170/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$200/person2 mo
1st visit: $18Next visit: $18
Chinese Herbal Medicine
$200/person2 mo
1st visit: $18Next visit: $18
Chiropractic
$300/person2 mo
1st visit: $30Next visit: $22
Exercise Physiology
$200/person2 mo
1st visit: $18Next visit: $18
Osteopathy
$300/person2 mo
1st visit: $30Next visit: $22
Physiotherapy
$300/person2 mo
1st visit: $37Next visit: $27
Remedial Massage
$200/person2 mo
1st visit: $18Next visit: $18
Occupational Therapy
-Psychology
-Speech Therapy
-Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $50
Glucose Monitor
-Health Management
-Vaccinations
-Navy Health
Premium Gold Hospital & Budget Extras
$534.07
Pregnancy and birth covered
Joint replacements covered
Emergency and non-emergency ambulance covered
100% back on optical lenses
Dental, physio and chiropractic extras included
Excess
Frequently Asked Questions
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