Base 55% Back Extras Only
Compare 534 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
AIA Health Insurance
Base 55% Back Extras Only
$105.80
55% back on general dental
100% back on optical lenses
55% back on physio
55% back on psychology
55% back on acupuncture
Excess
Extras claim back
55% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $105.80
- Excess
- $0
- smile.com.au benefit
- 55% back
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
AIA Vitality
AIA Vitality
Hospital Cover
Extras Cover
11 covered16 not covered
smile.com.au dentists55% back on dental at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$500/person2 mo
Periodic Exam: 55% back or 55% at smile.com.auScale & Clean: 55% back or 55% at smile.com.auFluoride: 55% back or 55% at smile.com.au
Endodontic
-Major Dental
-Orthodontic
-Optical
$150/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$100/person2 mo
1st visit: 55% backNext visit: 55% back
Chiropractic
$300/person2 mo
1st visit: 55% backNext visit: 55% back
Exercise Physiology
$300/person2 mo
1st visit: 55% backNext visit: 55% back
Osteopathy
$300/person2 mo
1st visit: 55% backNext visit: 55% back
Physiotherapy
$300/person2 mo
1st visit: 55% backNext visit: 55% back
Psychology
$150/person2 mo
1st visit: 55% backNext visit: 55% back
Remedial Massage
$100/person2 mo
1st visit: 55% backNext visit: 55% back
Chinese Herbal Medicine
-Occupational Therapy
-Speech Therapy
-Dietetics
$100/person2 mo
1st visit: 55% backNext visit: 55% back
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Health Management
$150/person2 mo
Health Management: 55% back
Glucose Monitor
-Non-PBS Pharmaceuticals
-Vaccinations
-AIA Health Insurance
Base 55% Back Extras Only
$105.80
55% back on general dental
100% back on optical lenses
55% back on physio
55% back on psychology
55% back on acupuncture
Excess
Extras claim back
55% back
Frequently Asked Questions
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