Silver Plus Advanced Hospital and Better 60% Back Extras
Compare 534 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
AIA Health Insurance
Silver Plus Advanced Hospital and Better 60% Back Extras
$740.82
Joint replacements covered
Back, neck and spine covered
Emergency ambulance covered
100% back on optical lenses
60% back on dental and extras
Excess
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $533.03
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
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Get up to 8 weeks premium cashback
Get up to 8 weeks premium cashback
Ending 31 July 2026
Hospital Cover
34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
21 covered6 not covered
Smile dentistsNo-gap dental check-ups at a Smile dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$800/person1 yr
Root Canal Therapy: 60% back
General Dental
$800/person2 mo
Periodic Exam: 60% back or no gap at SmileScale & Clean: 60% back or no gap at SmileFluoride: 60% back or no gap at Smile
Major Dental
$800/person1 yr
Extraction: 60% backFull Crown (Veneered): 60% back
Orthodontic
$600/person1 yr
Braces (Upper & Lower): 60% back
Optical
$250/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
$400/person2 mo
Initial Consult: 60% back
Osteopathy
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$400/person2 mo
1st visit: 60% backNext visit: 60% back
Psychology
$300/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
-Occupational Therapy
-Speech Therapy
-Audiology
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Dietetics
$200/person2 mo
1st visit: 60% backNext visit: 60% back
Hearing Aids
$300/person1 yr
Hearing Aid: 60% back
Orthotics
$250/person1 yr
Orthotics: 60% back
Podiatry
$200/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-Home Nursing
-Glucose Monitor
$250/person1 yr
Glucose Monitor: 60% back
Health Management
$100/person2 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$100/person2 mo
Prescription: $40
Vaccinations
$100/person2 mo
Vaccination: $40
AIA Health Insurance
Silver Plus Advanced Hospital and Better 60% Back Extras
$740.82
Joint replacements covered
Back, neck and spine covered
Emergency ambulance covered
100% back on optical lenses
60% back on dental and extras
Excess
Frequently Asked Questions
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