Health Insurance

Silver Plus Hospital and Mid FlexiExtras

Compare 532 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

AIA Health Insurance logo

AIA Health Insurance

Silver Plus Hospital and Mid FlexiExtras

$305.63

Excess

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$305.63
Excess
$750
Hospital tier
SilverPlus
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

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AIA Vitality Premium Rewards

Earn up to $240 off your health insurance each AIA Vitality membership year by reaching Silver, Gold or Platinum AIA Vitality Status. Reach Silver Status (10,000 points) to unlock rewards and get premium credits automatically applied to your health insurance policy. Customers on AIA Vitality Starter will earn $40 per status level, up to a maximum of $120, and customers on AIA Vitality will earn $80 per status level, up to $240. Premium rewards are only eligible to be used as a premium credit on your AIA Health insurance policy.

Hospital Cover

29 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

11 covered16 not covered
Endodontic
$900/person1 yr
Root Canal Therapy: $121
General Dental
$900/person2 mo
Periodic Exam: $30Scale & Clean: $51Fluoride: $22
Major Dental
-
Orthodontic
-
Optical
$900/person6 mo
Single Vision Lenses: $250Multi-Focal Lenses: $250
Orthoptics
-
Acupuncture
$900/person2 mo
1st visit: $35Next visit: $30
Chiropractic
$900/person2 mo
1st visit: $40Next visit: $35
Exercise Physiology
$900/person2 mo
1st visit: $40Next visit: $35
Osteopathy
$900/person2 mo
1st visit: $40Next visit: $35
Physiotherapy
$900/person2 mo
1st visit: $40Next visit: $35
Psychology
$900/person2 mo
1st visit: $50Next visit: $25
Remedial Massage
$900/person2 mo
1st visit: $35Next visit: $30
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Health Management
$900/person2 mo
Health Management: $50
Glucose Monitor
-
Non-PBS Pharmaceuticals
-
Vaccinations
-
AIA Health Insurance logo

AIA Health Insurance

Silver Plus Hospital and Mid FlexiExtras

$305.63

Excess

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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

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General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

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