Basic Accident Only Hospital and Good 50% Back Extras
Compare 534 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
AIA Health Insurance
Basic Accident Only Hospital and Good 50% Back Extras
$303.64
Emergency ambulance covered
Optical included
50% back on dental general
50% back on physiotherapy
50% back on chiropractic
Excess
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $217.50
- Excess
- $500 – $750
- Hospital tier
- Basic
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Get up to 8 weeks premium cashback
Ending 31 July 2026
Hospital Cover
0 covered35 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
13 covered14 not covered
Smile dentistsNo-gap dental check-ups at a Smile dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$600/person1 yr
Root Canal Therapy: 50% back
General Dental
$750/person2 mo
Periodic Exam: 50% back or no gap at SmileScale & Clean: 50% back or no gap at SmileFluoride: 50% back or no gap at Smile
Major Dental
$600/person1 yr
Extraction: 50% back
Orthodontic
-Optical
$200/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$150/person2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$350/person2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$350/person2 mo
Initial Consult: 50% back
Osteopathy
$350/person2 mo
1st visit: 50% backNext visit: 50% back
Physiotherapy
$350/person2 mo
1st visit: 50% backNext visit: 50% back
Psychology
$200/person2 mo
Initial Consult: 50% back
Remedial Massage
$150/person2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
-Occupational Therapy
-Speech Therapy
-Dietetics
$200/person2 mo
1st visit: 50% backNext visit: 50% back
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Health Management
$200/person2 mo
Health Management: 50% back
Glucose Monitor
-Non-PBS Pharmaceuticals
-Vaccinations
-AIA Health Insurance
Basic Accident Only Hospital and Good 50% Back Extras
$303.64
Emergency ambulance covered
Optical included
50% back on dental general
50% back on physiotherapy
50% back on chiropractic
Excess
Frequently Asked Questions
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