Silver Plus Advanced Hospital and Base Set Extras (with Optical)
Compare 534 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
AIA Health Insurance
Silver Plus Advanced Hospital and Base Set Extras (with Optical)
$320.40
Joint replacements covered
Back, neck and spine covered
Emergency ambulance covered
Optical included
100% back on single vision lenses
Excess
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $208.08
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get up to 8 weeks premium cashback
Get up to 8 weeks premium cashback
Ending 31 July 2026
Hospital Cover
34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
11 covered16 not covered
Smile dentistsNo-gap dental check-ups at a Smile dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$400/policy2 mo
Periodic Exam: $29 or no gap at SmileScale & Clean: $50 or no gap at SmileFluoride: $22 or no gap at Smile
Endodontic
-Major Dental
-Orthodontic
-Optical
$100/policy6 mo
Single Vision Lenses: 100% back
Orthoptics
-Acupuncture
$300/policy2 mo
1st visit: $30Next visit: $20
Chiropractic
$300/policy2 mo
1st visit: $35Next visit: $25
Exercise Physiology
$300/policy2 mo
1st visit: $40Next visit: $30
Osteopathy
$300/policy2 mo
1st visit: $40Next visit: $30
Physiotherapy
$300/policy2 mo
1st visit: $40Next visit: $30
Psychology
$100/policy2 mo
1st visit: $50Next visit: $25
Remedial Massage
$300/policy2 mo
1st visit: $30Next visit: $20
Chinese Herbal Medicine
-Occupational Therapy
-Speech Therapy
-Dietetics
$100/policy2 mo
Initial Consult: $40
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Health Management
$100/policy2 mo
Health Management: $50
Glucose Monitor
-Non-PBS Pharmaceuticals
-Vaccinations
-AIA Health Insurance
Silver Plus Advanced Hospital and Base Set Extras (with Optical)
$320.40
Joint replacements covered
Back, neck and spine covered
Emergency ambulance covered
Optical included
100% back on single vision lenses
Excess
Frequently Asked Questions
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