Silver Plus Hospital and Base 50% Back Extras
Compare 534 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
AIA Health Insurance
Silver Plus Hospital and Base 50% Back Extras
$228.23
Emergency ambulance covered
Back, neck and spine covered
100% back on optical lenses
50% back on dental general
Physio included
Excess
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Ear, Nose & Throat
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $142.60
- Excess
- $750
- Hospital tier
- SilverPlus
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Get up to 8 weeks premium cashback
Get up to 8 weeks premium cashback
Ending 31 July 2026
Hospital Cover
29 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
11 covered16 not covered
Smile dentistsNo-gap dental check-ups at a Smile dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$500/policy2 mo
Periodic Exam: 50% back or no gap at SmileScale & Clean: 50% back or no gap at SmileFluoride: 50% back or no gap at Smile
Endodontic
-Major Dental
-Orthodontic
-Optical
$150/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chiropractic
$250/policy2 mo
1st visit: 50% backNext visit: 50% back
Exercise Physiology
$250/policy2 mo
Initial Consult: 50% back
Osteopathy
$250/policy2 mo
1st visit: 50% backNext visit: $50
Physiotherapy
$250/policy2 mo
1st visit: 50% backNext visit: 50% back
Psychology
$100/policy2 mo
Initial Consult: 50% back
Remedial Massage
$100/policy2 mo
1st visit: 50% backNext visit: 50% back
Chinese Herbal Medicine
-Occupational Therapy
-Speech Therapy
-Dietetics
$100/policy2 mo
Initial Consult: 50% back
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Podiatry
-Health Management
$100/policy2 mo
Health Management: 50% back
Glucose Monitor
-Non-PBS Pharmaceuticals
-Vaccinations
-AIA Health Insurance
Silver Plus Hospital and Base 50% Back Extras
$228.23
Emergency ambulance covered
Back, neck and spine covered
100% back on optical lenses
50% back on dental general
Physio included
Excess
Frequently Asked Questions
I need cover for...