Basic Plus Hospital and Base Set Extras
Compare 534 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
AIA Health Insurance
Basic Plus Hospital and Base Set Extras
$242.53
Emergency ambulance covered
Dental surgery covered
Gynaecology covered
Hernia and appendix covered
Optical?
Excess
Why this cover
Hospital Cover
- Joint Reconstructions
- Gynaecology
- Miscarriage & Termination
- Hernia & Appendix
Extras Cover
- Dental
- Physiotherapy
- Chiropractic
- Psychology
Pricing & Value
- Monthly premium from
- $158.29
- Excess
- $750
- Hospital tier
- BasicPlus
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Ending 31 July 2026
Hospital Cover
6 covered29 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
9 covered18 not covered
Smile dentistsNo-gap dental check-ups at a Smile dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$300/person2 mo
Periodic Exam: $29 or no gap at SmileScale & Clean: $50 or no gap at SmileFluoride: $22 or no gap at Smile
Endodontic
-Major Dental
-Orthodontic
-Acupuncture
$200/person2 mo
1st visit: $30Next visit: $20
Chiropractic
$200/person2 mo
1st visit: $35Next visit: $25
Exercise Physiology
$200/person2 mo
1st visit: $40Next visit: $30
Osteopathy
$200/person2 mo
1st visit: $40Next visit: $30
Physiotherapy
$200/person2 mo
1st visit: $40Next visit: $30
Psychology
$100/person2 mo
1st visit: $50Next visit: $25
Remedial Massage
$200/person2 mo
1st visit: $30Next visit: $20
Chinese Herbal Medicine
-Occupational Therapy
-Speech Therapy
-Health Management
$50/person2 mo
Health Management: $50
Glucose Monitor
-Non-PBS Pharmaceuticals
-Vaccinations
-AIA Health Insurance
Basic Plus Hospital and Base Set Extras
$242.53
Emergency ambulance covered
Dental surgery covered
Gynaecology covered
Hernia and appendix covered
Optical?
Excess
Frequently Asked Questions
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