Health Insurance

Corporate Silver Plus Premium Hospital and 90 Extras

Compare 532 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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AIA Health Insurance

Corporate Silver Plus Premium Hospital and 90 Extras

$932.24

Excess

Hospital Cover DetailsExtras Cover DetailsFAQs

Why this cover

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$932.24
Excess
$0
Hospital tier
SilverPlus
Below Average Service Record2.82× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

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AIA Vitality Premium Rewards

Earn up to $240 off your health insurance each AIA Vitality membership year by reaching Silver, Gold or Platinum AIA Vitality Status. Reach Silver Status (10,000 points) to unlock rewards and get premium credits automatically applied to your health insurance policy. Customers on AIA Vitality Starter will earn $40 per status level, up to a maximum of $120, and customers on AIA Vitality will earn $80 per status level, up to $240. Premium rewards are only eligible to be used as a premium credit on your AIA Health insurance policy.

Hospital Cover

35 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

25 covered2 not covered
Endodontic
$2,000/person1 yr
Root Canal Therapy: 90% back
General Dental
$2,000/person2 mo
Periodic Exam: 90% backScale & Clean: 90% backFluoride: 90% back
Major Dental
$2,000/person1 yr
Extraction: 90% backFull Crown (Veneered): 90% back
Orthodontic
$2,000/person1 yr
Braces (Upper & Lower): 90% back
Optical
$400/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: 90% backNext visit: 90% back
Acupuncture
$700/person2 mo
1st visit: 90% backNext visit: 90% back
Chiropractic
$700/person2 mo
1st visit: 90% backNext visit: 90% back
Exercise Physiology
$900/person2 mo
1st visit: 90% backNext visit: 90% back
Occupational Therapy
$500/person2 mo
1st visit: 90% backNext visit: 90% back
Osteopathy
$700/person2 mo
1st visit: 90% backNext visit: 90% back
Physiotherapy
$900/person2 mo
1st visit: 90% backNext visit: 90% back
Psychology
$400/person2 mo
1st visit: 90% backNext visit: 90% back
Remedial Massage
$700/person2 mo
1st visit: 90% backNext visit: 90% back
Speech Therapy
$500/person2 mo
1st visit: 90% backNext visit: 90% back
Chinese Herbal Medicine
-
Antenatal/Postnatal
$900/person2 mo
1st visit: 90% backNext visit: 90% back
Audiology
$500/person2 mo
1st visit: 90% backNext visit: 90% back
Dietetics
$400/person2 mo
1st visit: 90% backNext visit: 90% back
Hearing Aids
$600/person1 yr
Hearing Aid: 90% back
Orthotics
$600/person1 yr
Orthotics: 90% back
Podiatry
$600/person2 mo
1st visit: 90% backNext visit: 90% back
Home Nursing
-
Glucose Monitor
$600/person1 yr
Glucose Monitor: 90% back
Health Management
$400/person2 mo
Health Management: 90% back
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: 90% back
Vaccinations
$600/person2 mo
Vaccination: $40
AIA Health Insurance logo

AIA Health Insurance

Corporate Silver Plus Premium Hospital and 90 Extras

$932.24

Excess

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