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Silver Plus Advanced Hospital and High FlexiExtras

Compare 534 AIA Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

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AIA Health Insurance

Silver Plus Advanced Hospital and High FlexiExtras

$652.51

Back, neck and spine covered

Joint replacements covered

Emergency ambulance covered

Optical included

Dental included

Excess

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Cataracts
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$495.81
Excess
$750
Hospital tier
SilverPlus
Excellent Service Record0.98× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get up to 8 weeks premium cashback

Get up to 8 weeks premium cashback

Ending 31 July 2026

Hospital Cover

34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

13 covered14 not covered
Smile dentistsSpecial dental rates at a Smile dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/person1 yr
Root Canal Therapy: $121
General Dental
$1,000/person2 mo
Periodic Exam: $30Scale & Clean: $51Fluoride: $22
Major Dental
$1,000/person1 yr
Extraction: $111Full Crown (Veneered): $631
Orthodontic
-
Optical
$1,000/person6 mo
Single Vision Lenses: $250Multi-Focal Lenses: $250
Orthoptics
-
Acupuncture
$1,000/person2 mo
1st visit: $35Next visit: $30
Chiropractic
$1,000/person2 mo
1st visit: $45Next visit: $35
Exercise Physiology
$1,000/person2 mo
1st visit: $45Next visit: $35
Osteopathy
$1,000/person2 mo
1st visit: $45Next visit: $35
Physiotherapy
$1,000/person2 mo
1st visit: $45Next visit: $35
Psychology
$1,000/person2 mo
1st visit: $50Next visit: $25
Remedial Massage
$1,000/person2 mo
1st visit: $35Next visit: $30
Chinese Herbal Medicine
-
Occupational Therapy
-
Speech Therapy
-
Dietetics
$1,000/person2 mo
1st visit: $40Next visit: $40
Antenatal/Postnatal
-
Audiology
-
Hearing Aids
-
Home Nursing
-
Orthotics
-
Podiatry
-
Health Management
$1,000/person2 mo
Health Management: $50
Glucose Monitor
-
Non-PBS Pharmaceuticals
-
Vaccinations
-
AIA Health Insurance logo

AIA Health Insurance

Silver Plus Advanced Hospital and High FlexiExtras

$652.51

Back, neck and spine covered

Joint replacements covered

Emergency ambulance covered

Optical included

Dental included

Excess

Frequently Asked Questions

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