Medibank Gold Ultra Health Cover
Compare 728 Medibank Private policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Medibank Private
Medibank Gold Ultra Health Cover
$638.10
Pregnancy and birth covered
Joint replacements covered
100% back on orthodontics
100% back on optical lenses
Emergency ambulance covered
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $638.10
- Excess
- $0
- Hospital tier
- Gold
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Up to 12 weeks free plus up to $300 in gift cards
6wk after 42d + 6wk after 395d
Ending Invalid Date
Hospital Cover
38 covered0 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
23 covered4 not covered
Members' Choice dentistsNo-gap dental check-ups at a Members' Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,600/policy1 yr
Root Canal Therapy: $196.4
General Dental
Unlimited2 mo
Periodic Exam: $42 or no gap at Members' ChoiceScale & Clean: $79.4 or no gap at Members' ChoiceFluoride: $23.2Extraction: $165.2
Major Dental
$1,600/policy1 yr
Full Crown (Veneered): $1088.5
Orthodontic
$1,500/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$300/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$600/policy2 mo
1st visit: $60Next visit: $50
Acupuncture
$500/policy2 mo
1st visit: $63.4Next visit: $51.8
Chinese Herbal Medicine
$500/policy2 mo
1st visit: $32.5Next visit: $32.5
Chiropractic
$750/policy2 mo
1st visit: $69.3Next visit: $47.8
Exercise Physiology
$500/policy2 mo
1st visit: $32.5Next visit: $32.5
Occupational Therapy
$600/policy2 mo
1st visit: $75Next visit: $42.2
Osteopathy
$750/policy2 mo
1st visit: $69.3Next visit: $47.8
Physiotherapy
$1,000/policy2 mo
1st visit: $67.4Next visit: $58.1
Psychology
$600/policy
1st visit: $161.4Next visit: $140.35
Remedial Massage
$500/policy2 mo
1st visit: $68.8Next visit: $46.4
Speech Therapy
$600/policy2 mo
1st visit: $121Next visit: $57.5
Dietetics
$600/policy2 mo
1st visit: $73.5Next visit: $40.6
Hearing Aids
$1,600/policy36 mo
Hearing Aid: 100% back
Home Nursing
$500/policy2 mo
1st visit: 100% backNext visit: 100% back
Orthotics
$600/policy2 mo
Orthotics: 100% back
Podiatry
$600/policy2 mo
1st visit: $64.4Next visit: $48.3
Antenatal/Postnatal
-Audiology
-Glucose Monitor
$300/policy24 mo
Glucose Monitor: 100% back
Non-PBS Pharmaceuticals
$800/policy2 mo
Prescription: $51
Health Management
-Vaccinations
-Medibank Private
Medibank Gold Ultra Health Cover
$638.10
Pregnancy and birth covered
Joint replacements covered
100% back on orthodontics
100% back on optical lenses
Emergency ambulance covered
Excess
Frequently Asked Questions
I need cover for...