Top Extras 75
Compare 728 Medibank Private policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Medibank Private
Top Extras 75
$120.45
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Members' Choice extras network
Excess
Extras claim back
75% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $120.45
- Excess
- $0
- Members' Choice benefit
- 75% back
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
6 weeks free and 2&6 month waits waived
6 weeks free and 2&6 month waits waived
Ending Invalid Date
Hospital Cover
Extras Cover
22 covered5 not covered
Members' Choice dentistsNo-gap dental check-ups at a Members' Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/policy1 yr
Root Canal Therapy: $135.1
General Dental
Unlimited2 mo
Periodic Exam: $26.5 or no gap at Members' ChoiceScale & Clean: $51.2 or no gap at Members' ChoiceFluoride: $16 or 75% at Members' ChoiceExtraction: $109.2
Major Dental
$1,000/policy1 yr
Full Crown (Veneered): $746.8
Orthodontic
$800/policy1 yr
Braces (Upper & Lower): 100% back
Optical
$225/policy6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$400/policy2 mo
1st visit: $45Next visit: $35
Acupuncture
$300/policy2 mo
1st visit: $37.4Next visit: $27.7
Chinese Herbal Medicine
$300/policy2 mo
1st visit: $21.5Next visit: $21.5
Chiropractic
$400/policy2 mo
1st visit: $48.6Next visit: $34.1
Exercise Physiology
$300/policy2 mo
1st visit: $21.5Next visit: $12
Occupational Therapy
$400/policy2 mo
1st visit: $45Next visit: $32.8
Osteopathy
$400/policy2 mo
1st visit: $48.6Next visit: $34.1
Physiotherapy
$600/policy2 mo
1st visit: $48.6Next visit: $38.7
Psychology
$400/policy
1st visit: $113.71Next visit: $94.17
Remedial Massage
$300/policy2 mo
1st visit: $44.4Next visit: $29.9
Speech Therapy
$400/policy2 mo
1st visit: $69.3Next visit: $39.8
Dietetics
$400/policy2 mo
1st visit: $48.1Next visit: $30.2
Hearing Aids
$800/policy36 mo
Hearing Aid: 100% back
Orthotics
$400/policy2 mo
Orthotics: 75% back
Podiatry
$400/policy2 mo
1st visit: $39.3Next visit: $30.6
Antenatal/Postnatal
-Audiology
-Home Nursing
-Glucose Monitor
$200/policy24 mo
Glucose Monitor: 100% back
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: $31
Health Management
-Vaccinations
-Medibank Private
Top Extras 75
$120.45
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Members' Choice extras network
Excess
Extras claim back
75% back
Frequently Asked Questions
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