Top Extras 75
Compare 728 Medibank Private policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Medibank Private
Top Extras 75
$232.30
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Physio included
Excess
Extras claim back
75% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $232.30
- Excess
- $0
- Members' Choice benefit
- 75% back
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
6 weeks free and 2&6 month waits waived
6 weeks free and 2&6 month waits waived
Ending Invalid Date
Hospital Cover
Extras Cover
22 covered5 not covered
Members' Choice dentistsNo-gap dental check-ups at a Members' Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/person1 yr
Root Canal Therapy: $152.3
General Dental
Unlimited2 mo
Periodic Exam: $26.5 or no gap at Members' ChoiceScale & Clean: $50.6 or no gap at Members' ChoiceFluoride: $14.4 or 75% at Members' ChoiceExtraction: $113.9
Major Dental
$1,000/person1 yr
Full Crown (Veneered): $775.4
Orthodontic
$800/person1 yr
Braces (Upper & Lower): 100% back
Optical
$225/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$400/person2 mo
1st visit: $45Next visit: $35
Acupuncture
$300/person2 mo
1st visit: $36.3Next visit: $28.8
Chinese Herbal Medicine
$300/person2 mo
1st visit: $21.5Next visit: $21.5
Chiropractic
$400/person2 mo
1st visit: $46.6Next visit: $33.5
Exercise Physiology
$300/person2 mo
1st visit: $21.5Next visit: $12
Occupational Therapy
$400/person2 mo
1st visit: $51.2Next visit: $34.5
Osteopathy
$400/person2 mo
1st visit: $46.6Next visit: $33.5
Physiotherapy
$600/person2 mo
1st visit: $49.2Next visit: $41.3
Psychology
$400/person
1st visit: $107.78Next visit: $89.26
Remedial Massage
$300/person2 mo
1st visit: $44.3Next visit: $29.9
Speech Therapy
$400/person2 mo
1st visit: $66.5Next visit: $33.6
Dietetics
$400/person2 mo
1st visit: $48.1Next visit: $30
Hearing Aids
$800/person36 mo
Hearing Aid: 100% back
Orthotics
$400/person2 mo
Orthotics: 75% back
Podiatry
$400/person2 mo
1st visit: $38.9Next visit: $32.7
Antenatal/Postnatal
-Audiology
-Home Nursing
-Glucose Monitor
$200/person24 mo
Glucose Monitor: 100% back
Non-PBS Pharmaceuticals
$400/person2 mo
Prescription: $31
Health Management
-Vaccinations
-Medibank Private
Top Extras 75
$232.30
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Physio included
Excess
Extras claim back
75% back
Frequently Asked Questions
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