Extras 85
Compare 728 Medibank Private policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Medibank Private
Extras 85
$388.30
100% back on orthodontics up to $1,600 per person
100% back on optical up to $300 per person
85% back on dental major up to $1,600 per person
85% back on non-PBS prescriptions up to $500 per person
Members' Choice extras included
Excess
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $228.70
- Excess
- $0
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
6 weeks free and 2&6 month waits waived
6 weeks free and 2&6 month waits waived
Ending Invalid Date
Hospital Cover
Extras Cover
24 covered3 not covered
Members' Choice dentistsNo-gap dental check-ups at a Members' Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,600/person1 yr
Root Canal Therapy: 85% back
General Dental
Unlimited2 mo
Periodic Exam: 85% back or no gap at Members' ChoiceScale & Clean: 85% back or no gap at Members' ChoiceFluoride: 85% backExtraction: 85% back
Major Dental
$1,600/person1 yr
Full Crown (Veneered): 85% back
Orthodontic
$1,600/person1 yr
Braces (Upper & Lower): 100% back
Optical
$300/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Acupuncture
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Chinese Herbal Medicine
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Chiropractic
$600/person2 mo
1st visit: 85% backNext visit: 85% back
Exercise Physiology
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Occupational Therapy
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Osteopathy
$600/person2 mo
1st visit: 85% backNext visit: 85% back
Physiotherapy
$800/person2 mo
1st visit: 85% backNext visit: 85% back
Psychology
$700/person
1st visit: 85% backNext visit: 85% back
Remedial Massage
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Speech Therapy
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Antenatal/Postnatal
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Audiology
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Dietetics
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Hearing Aids
$700/person36 mo
Hearing Aid: 85% back
Orthotics
$700/person2 mo
Orthotics: 85% back
Podiatry
$700/person2 mo
1st visit: 85% backNext visit: 85% back
Home Nursing
-Glucose Monitor
$700/person24 mo
Glucose Monitor: 85% back
Non-PBS Pharmaceuticals
$500/person2 mo
Prescription: 85% back
Health Management
-Vaccinations
-Medibank Private
Extras 85
$388.30
100% back on orthodontics up to $1,600 per person
100% back on optical up to $300 per person
85% back on dental major up to $1,600 per person
85% back on non-PBS prescriptions up to $500 per person
Members' Choice extras included
Excess
Frequently Asked Questions
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