Top Extras 90
Compare 728 Medibank Private policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Medibank Private
Top Extras 90
$360.90
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Members' Choice extras
Excess
Extras claim back
90% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $360.90
- Excess
- $0
- Members' Choice benefit
- 90% back
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
6 weeks free and 2&6 month waits waived
6 weeks free and 2&6 month waits waived
Ending Invalid Date
Hospital Cover
Extras Cover
22 covered5 not covered
Members' Choice dentistsNo-gap dental check-ups at a Members' Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,200/person1 yr
Root Canal Therapy: $178.2
General Dental
Unlimited2 mo
Periodic Exam: $34.9 or no gap at Members' ChoiceScale & Clean: $67.6 or no gap at Members' ChoiceFluoride: $20 or 90% at Members' ChoiceExtraction: $144.1
Major Dental
$1,200/person1 yr
Full Crown (Veneered): $985
Orthodontic
$1,000/person1 yr
Braces (Upper & Lower): 100% back
Optical
$250/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: $52.5Next visit: $42.5
Acupuncture
$400/person2 mo
1st visit: $49.3Next visit: $36.5
Chinese Herbal Medicine
$400/person2 mo
1st visit: $27Next visit: $27
Chiropractic
$500/person2 mo
1st visit: $58.9Next visit: $41.4
Exercise Physiology
$400/person2 mo
1st visit: $27Next visit: $15
Occupational Therapy
$500/person2 mo
1st visit: $59.3Next visit: $43.3
Osteopathy
$500/person2 mo
1st visit: $58.9Next visit: $41.4
Physiotherapy
$700/person2 mo
1st visit: $58.9Next visit: $46.9
Psychology
$500/person
1st visit: $158.67Next visit: $137.97
Remedial Massage
$400/person2 mo
1st visit: $58.4Next visit: $39.4
Speech Therapy
$500/person2 mo
1st visit: $91.4Next visit: $52.4
Dietetics
$500/person2 mo
1st visit: $63.4Next visit: $39.8
Hearing Aids
$1,200/person36 mo
Hearing Aid: 100% back
Orthotics
$500/person2 mo
Orthotics: 90% back
Podiatry
$500/person2 mo
1st visit: $51.8Next visit: $40.4
Antenatal/Postnatal
-Audiology
-Home Nursing
-Glucose Monitor
$250/person24 mo
Glucose Monitor: 100% back
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: $41
Health Management
-Vaccinations
-Medibank Private
Top Extras 90
$360.90
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Members' Choice extras
Excess
Extras claim back
90% back
Frequently Asked Questions
I need cover for...