Top Extras 90
Compare 728 Medibank Private policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Medibank Private
Top Extras 90
$240.00
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Members' Choice extras
Excess
Extras claim back
90% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $240.00
- Excess
- $0
- Members' Choice benefit
- 90% back
Excellent Service Record0.75× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
6 weeks free and 2&6 month waits waived
6 weeks free and 2&6 month waits waived
Ending Invalid Date
Hospital Cover
Extras Cover
22 covered5 not covered
Members' Choice dentistsNo-gap dental check-ups at a Members' Choice dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,200/person1 yr
Root Canal Therapy: $193.3
General Dental
Unlimited2 mo
Periodic Exam: $40.2 or no gap at Members' ChoiceScale & Clean: $67.5 or no gap at Members' ChoiceFluoride: $22 or 90% at Members' ChoiceExtraction: $166.8
Major Dental
$1,200/person1 yr
Full Crown (Veneered): $1038.1
Orthodontic
$1,000/person1 yr
Braces (Upper & Lower): 100% back
Optical
$250/person6 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: $52.5Next visit: $42.5
Acupuncture
$400/person2 mo
1st visit: $50.9Next visit: $39.5
Chinese Herbal Medicine
$400/person2 mo
1st visit: $27Next visit: $27
Chiropractic
$500/person2 mo
1st visit: $57.3Next visit: $43
Exercise Physiology
$400/person2 mo
1st visit: $27Next visit: $15
Occupational Therapy
$500/person2 mo
1st visit: $77.7Next visit: $56.9
Osteopathy
$500/person2 mo
1st visit: $57.3Next visit: $43
Physiotherapy
$700/person2 mo
1st visit: $58.1Next visit: $49.4
Psychology
$500/person
1st visit: $132.98Next visit: $115.63
Remedial Massage
$400/person2 mo
1st visit: $54.6Next visit: $39.4
Speech Therapy
$500/person2 mo
1st visit: $74.5Next visit: $50.1
Dietetics
$500/person2 mo
1st visit: $71.2Next visit: $39.3
Hearing Aids
$1,200/person36 mo
Hearing Aid: 100% back
Orthotics
$500/person2 mo
Orthotics: 90% back
Podiatry
$500/person2 mo
1st visit: $50.3Next visit: $40.4
Antenatal/Postnatal
-Audiology
-Home Nursing
-Glucose Monitor
$250/person24 mo
Glucose Monitor: 100% back
Non-PBS Pharmaceuticals
$600/person2 mo
Prescription: $41
Health Management
-Vaccinations
-Medibank Private
Top Extras 90
$240.00
100% back on orthodontics
100% back on optical lenses
100% back on hearing aids
Emergency ambulance covered
Members' Choice extras
Excess
Extras claim back
90% back
Frequently Asked Questions
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