Health Insurance

Silver Plus Essentials Hospital & Simple Extras

Compare 169 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Peoplecare Health Insurance logo

Peoplecare Health Insurance

Silver Plus Essentials Hospital & Simple Extras

$225.91

Excess

Extras claim back

0%

Why this cover

Member guide

Hospital Cover
  • Heart & Vascular
  • Brain & Nervous System
  • Eye (Not Cataracts)
  • Ear, Nose & Throat
Extras Cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
Pricing & Value
Monthly premium from
$217.36
Excess
$500 – $750
smile.com.au benefit
0% back
Hospital tier
SilverPlus
Below Average Service Record1.41× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

8 weeks free

Join by 31 October 2025 and maintain eligible combined Hospital and Extras cover to receive 8 weeks free health insurance: 4 weeks free after 60 consecutive days of holding your Peoplecare membership cover, and 4 weeks free in month 13 of maintained cover. Offer applies to eligible customers who join and maintain eligible combined hospital and extras cover issued by Peoplecare between 1 September 2025 and 31 October 2025.

Ending 31 Oct 2025

Hospital Cover

29 covered8 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine

Extras Cover

11 covered16 not covered
smile.com.au Advantage100% back on up to two dental check-ups per year at a smile.com.au dentist
General Dental
$500/policy2 mo
Periodic Exam: 50% backScale & Clean: 50% backFluoride: 50% backExtraction: 50% back
Endodontic
-
Major Dental
-
Orthodontic
-
Optical
$150/policy6 mo
Single Vision Lenses: $150Multi-Focal Lenses: $150
Orthoptics
$300/policy2 mo
1st visit: $35Next visit: $25
Chiropractic
$300/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$300/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
$300/policy2 mo
1st visit: $35Next visit: $25
Osteopathy
$300/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$300/policy2 mo
1st visit: $40Next visit: $40
Acupuncture
-
Chinese Herbal Medicine
-
Psychology
-
Remedial Massage
-
Speech Therapy
-
Health Management
$100/policy6 mo
Health Management: 50% back
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $50
Vaccinations
$200/policy2 mo
Vaccination: $50
Glucose Monitor
-
Peoplecare Health Insurance logo

Peoplecare Health Insurance

Silver Plus Essentials Hospital & Simple Extras

$225.91

Excess

Extras claim back

0%

Frequently Asked Questions

About Our Platform

About Comparing Policies

About Costs

About Coverage

About Switching

The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.

HealthInsurance.au

Copyright © 2026 HealthInsurance.au. All rights reserved. ABN 75 696 635 408

General information only, based on public sources and your inputs. May not be complete, current or apply in all jurisdictions. Not financial, insurance or health advice. Results are based on limited information and are not a recommendation or endorsement of any policy or provider. We accept no liability for reliance on this information or the results. Verify with providers and consider professional advice.

I need cover for...