High Extras
Compare 168 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Peoplecare Health Insurance
High Extras
$119.26
Emergency and non-emergency ambulance covered
70% back on dental general
70% back on dental major
70% back on orthodontics
Optical included
Excess
Extras claim back
70% back
Why this cover
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $119.26
- Excess
- $0
- smile.com.au benefit
- 70% back
Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
Hospital Cover
Extras Cover
26 covered1 not covered
smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/policy1 yr
Root Canal Therapy: 70% back
General Dental
$1,000/policy2 mo
Periodic Exam: 70% back or no gap at smile.com.auScale & Clean: 70% back or no gap at smile.com.auFluoride: 70% back or no gap at smile.com.auExtraction: 70% back
Major Dental
$1,000/policy1 yr
Full Crown (Veneered): 70% back
Orthodontic
$800/policy1 yr
Braces (Upper & Lower): 70% back
Optical
$250/policy6 mo
Single Vision Lenses: $250Multi-Focal Lenses: $250
Orthoptics
$500/policy2 mo
1st visit: $51Next visit: $41
Acupuncture
$350/policy2 mo
1st visit: $45Next visit: $45
Chinese Herbal Medicine
$350/policy2 mo
1st visit: $45Next visit: $45
Chiropractic
$500/policy2 mo
1st visit: $50Next visit: $50
Exercise Physiology
$500/policy2 mo
1st visit: 70% backNext visit: 70% back
Occupational Therapy
$500/policy2 mo
1st visit: $51Next visit: $41
Osteopathy
$500/policy2 mo
1st visit: $50Next visit: $50
Physiotherapy
$500/policy2 mo
1st visit: $51Next visit: $51
Psychology
$400/policy2 mo
1st visit: $90Next visit: $70
Remedial Massage
$350/policy2 mo
1st visit: $45Next visit: $45
Speech Therapy
$400/policy2 mo
1st visit: 70% backNext visit: 70% back
Antenatal/Postnatal
$500/policy2 mo
1st visit: 70% backNext visit: 70% back
Dietetics
$350/policy2 mo
1st visit: $45Next visit: $45
Hearing Aids
$1,000/policy24 mo
Hearing Aid: 70% back
Home Nursing
$500/policy2 mo
1st visit: 70% backNext visit: 70% back
Orthotics
$500/policy2 mo
Orthotics: $150
Podiatry
$400/policy2 mo
1st visit: $45Next visit: $35
Audiology
-Glucose Monitor
$500/policy2 mo
Glucose Monitor: 70% back
Health Management
$200/policy6 mo
Health Management: 70% back
Non-PBS Pharmaceuticals
$400/policy2 mo
Prescription: $70
Vaccinations
$400/policy2 mo
Vaccination: $70
Peoplecare Health Insurance
High Extras
$119.26
Emergency and non-emergency ambulance covered
70% back on dental general
70% back on dental major
70% back on orthodontics
Optical included
Excess
Extras claim back
70% back
Frequently Asked Questions
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