Silver Plus Essentials Hospital & Flex Essentials Extras

Compare 168 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Peoplecare Health Insurance

Silver Plus Essentials Hospital & Flex Essentials Extras

$245.12

Emergency and non-emergency ambulance covered

Back, neck and spine covered

Dental included

60% back on physio

Optical included

Excess

Hospital Cover Details Extras Cover Details FAQs

Why this cover

Silver Plus Essentials Hospital $500 & Flex Essentials Extras

Member guide

Hospital Cover

Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Ear, Nose & Throat

Extras Cover

Dental
Optical
Physiotherapy
Chiropractic

Pricing & Value

Monthly premium from: $236.57
Excess: $500 – $750
Hospital tier: SilverPlus

Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get 6 weeks free

Ending 31 Aug 2026

Hospital Cover

29 covered8 not covered

CoveredRestrictedNot Covered

Heart & Vascular

Brain & Nervous System

Eye (Not Cataracts)

Cataracts

Ear, Nose & Throat

Back, Neck & Spine

Extras Cover

10 covered17 not covered

smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist

Check if your dentist is in-networkSearch our provider directory for your clinic.

General Dental

$800/policy2 mo

Periodic Exam: 60% back or no gap at smile.com.auScale & Clean: 60% back or no gap at smile.com.auFluoride: 60% back or no gap at smile.com.auExtraction: 60% back

Endodontic

Major Dental

Orthodontic

Optical

$200/policy6 mo

Single Vision Lenses: $200Multi-Focal Lenses: $200

Orthoptics

Acupuncture

$800/policy2 mo