Silver Plus Hospital & Mid Extras
Compare 168 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Peoplecare Health Insurance
Silver Plus Hospital & Mid Extras
$533.98
Emergency and non-emergency ambulance covered
Back, neck and spine covered
Joint replacements covered
60% back on general dental
Optical included
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $521.88
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Ending 31 Aug 2026
Hospital Cover
34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
18 covered9 not covered
smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$500/person1 yr
Root Canal Therapy: 60% back
General Dental
$750/person2 mo
Periodic Exam: 60% back or no gap at smile.com.auScale & Clean: 60% back or no gap at smile.com.auFluoride: 60% back or no gap at smile.com.auExtraction: 60% back
Major Dental
$500/person1 yr
Full Crown (Veneered): 60% back
Orthodontic
-Optical
$200/person6 mo
Single Vision Lenses: $200Multi-Focal Lenses: $200
Orthoptics
$350/person2 mo
1st visit: $43Next visit: $33
Acupuncture
$300/person2 mo
1st visit: $40Next visit: $40
Chinese Herbal Medicine
$300/person2 mo
1st visit: $40Next visit: $40
Chiropractic
$350/person2 mo
1st visit: $45Next visit: $45
Exercise Physiology
$350/person2 mo
1st visit: 60% backNext visit: 60% back
Occupational Therapy
$350/person2 mo
1st visit: $43Next visit: $33
Osteopathy
$350/person2 mo
1st visit: $45Next visit: $45
Physiotherapy
$350/person2 mo
1st visit: $45Next visit: $45
Remedial Massage
$300/person2 mo
1st visit: $40Next visit: $40
Psychology
-Speech Therapy
-Dietetics
$300/person2 mo
1st visit: $40Next visit: $40
Podiatry
$200/person2 mo
1st visit: $40Next visit: $30
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Health Management
$150/person6 mo
Health Management: 60% back
Non-PBS Pharmaceuticals
$300/person2 mo
Prescription: $60
Vaccinations
$300/person2 mo
Vaccination: $60
Glucose Monitor
-Peoplecare Health Insurance
Silver Plus Hospital & Mid Extras
$533.98
Emergency and non-emergency ambulance covered
Back, neck and spine covered
Joint replacements covered
60% back on general dental
Optical included
Excess
Frequently Asked Questions
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