Basic Plus Hospital & Simple Extras
Compare 168 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Peoplecare Health Insurance
Basic Plus Hospital & Simple Extras
$158.27
Emergency and non-emergency ambulance covered
Dental included
Optical included
Physio included
Gynaecology covered
Excess
Why this cover
Hospital Cover
- Joint Reconstructions
- Gynaecology
- Miscarriage & Termination
- Hernia & Appendix
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $154.66
- Excess
- $500 – $750
- Hospital tier
- BasicPlus
Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Ending 31 Aug 2026
Hospital Cover
6 covered29 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
11 covered16 not covered
smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
General Dental
$500/policy2 mo
Periodic Exam: 50% back or no gap at smile.com.auScale & Clean: 50% back or no gap at smile.com.auFluoride: 50% back or no gap at smile.com.auExtraction: 50% back
Endodontic
-Major Dental
-Orthodontic
-Optical
$150/policy6 mo
Single Vision Lenses: $150Multi-Focal Lenses: $150
Orthoptics
$300/policy2 mo
1st visit: $35Next visit: $25
Chiropractic
$300/policy2 mo
1st visit: $40Next visit: $40
Exercise Physiology
$300/policy2 mo
1st visit: 50% backNext visit: 50% back
Occupational Therapy
$300/policy2 mo
1st visit: $35Next visit: $25
Osteopathy
$300/policy2 mo
1st visit: $40Next visit: $40
Physiotherapy
$300/policy2 mo
1st visit: $40Next visit: $40
Acupuncture
-Chinese Herbal Medicine
-Psychology
-Remedial Massage
-Speech Therapy
-Health Management
$100/policy6 mo
Health Management: 50% back
Non-PBS Pharmaceuticals
$200/policy2 mo
Prescription: $50
Vaccinations
$200/policy2 mo
Vaccination: $50
Glucose Monitor
-Peoplecare Health Insurance
Basic Plus Hospital & Simple Extras
$158.27
Emergency and non-emergency ambulance covered
Dental included
Optical included
Physio included
Gynaecology covered
Excess
Frequently Asked Questions
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