Silver Plus Hospital & Premium Extras
Compare 168 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.
Peoplecare Health Insurance
Silver Plus Hospital & Premium Extras
$428.46
Joint replacements covered
Back, neck and spine covered
Emergency and non-emergency ambulance covered
80% back on orthodontics
Optical included
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $420.39
- Excess
- $500 – $750
- Hospital tier
- SilverPlus
Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
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Ending 31 Aug 2026
Hospital Cover
34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
26 covered1 not covered
smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,500/policy1 yr
Root Canal Therapy: 80% back
General Dental
$1,500/policy2 mo
Periodic Exam: 80% back or no gap at smile.com.auScale & Clean: 80% back or no gap at smile.com.auFluoride: 80% back or no gap at smile.com.auExtraction: 80% back
Major Dental
$1,500/policy1 yr
Full Crown (Veneered): 80% back
Orthodontic
$1,000/policy1 yr
Braces (Upper & Lower): 80% back
Optical
$300/policy6 mo
Single Vision Lenses: $300Multi-Focal Lenses: $300
Orthoptics
$600/policy2 mo
1st visit: $59Next visit: $49
Acupuncture
$400/policy2 mo
1st visit: $50Next visit: $50
Chinese Herbal Medicine
$400/policy2 mo
1st visit: $50Next visit: $50
Chiropractic
$600/policy2 mo
1st visit: $55Next visit: $55
Exercise Physiology
$600/policy2 mo
1st visit: 80% backNext visit: 80% back
Occupational Therapy
$600/policy2 mo
1st visit: $59Next visit: $49
Osteopathy
$600/policy2 mo
1st visit: $55Next visit: $55
Physiotherapy
$600/policy2 mo
1st visit: $59Next visit: $59
Psychology
$500/policy2 mo
1st visit: $110Next visit: $90
Remedial Massage
$400/policy2 mo
1st visit: $50Next visit: $50
Speech Therapy
$500/policy2 mo
1st visit: 80% backNext visit: 80% back
Antenatal/Postnatal
$700/policy2 mo
1st visit: 80% backNext visit: 80% back
Dietetics
$400/policy2 mo
1st visit: $50Next visit: $50
Hearing Aids
$1,500/policy24 mo
Hearing Aid: 80% back
Home Nursing
$700/policy2 mo
1st visit: 80% backNext visit: 80% back
Orthotics
$700/policy2 mo
Orthotics: $200
Podiatry
$500/policy2 mo
1st visit: $50Next visit: $40
Audiology
-Glucose Monitor
$700/policy2 mo
Glucose Monitor: 80% back
Health Management
$250/policy6 mo
Health Management: 80% back
Non-PBS Pharmaceuticals
$500/policy2 mo
Prescription: $80
Vaccinations
$500/policy2 mo
Vaccination: $80
Peoplecare Health Insurance
Silver Plus Hospital & Premium Extras
$428.46
Joint replacements covered
Back, neck and spine covered
Emergency and non-emergency ambulance covered
80% back on orthodontics
Optical included
Excess
Frequently Asked Questions
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