Basic Plus Hospital & Flex Up Extras

Compare 168 Peoplecare Health Insurance policies. Prices shown for: Single, NSW, Age 30, $500 excess.

Peoplecare Health Insurance

Basic Plus Hospital & Flex Up Extras

$349.40

Emergency and non-emergency ambulance covered

Dental included

Optical included

Physio included

Chiropractic included

Excess

Hospital Cover Details Extras Cover Details FAQs

Why this cover

Basic Plus Hospital $500 & Flex Up Extras

Member guide

Hospital Cover

Joint Reconstructions
Gynaecology
Miscarriage & Termination
Hernia & Appendix

Extras Cover

Dental
Optical
Physiotherapy
Chiropractic

Pricing & Value

Monthly premium from: $343.99
Excess: $500 – $750
Hospital tier: BasicPlus

Excellent Service Record0.81× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

Get 6 weeks free

Ending 31 Aug 2026

Hospital Cover

6 covered29 not covered

CoveredRestrictedNot Covered

Heart & Vascular

Brain & Nervous System

Eye (Not Cataracts)

Cataracts

Ear, Nose & Throat

Back, Neck & Spine

Extras Cover

15 covered12 not covered

smile.com.au dentistsNo-gap dental check-ups at a smile.com.au dentist

Check if your dentist is in-networkSearch our provider directory for your clinic.

Endodontic

$1,000/person1 yr

Root Canal Therapy: 60% back

General Dental

$1,000/person2 mo

Periodic Exam: 60% back or no gap at smile.com.auScale & Clean: 60% back or no gap at smile.com.auFluoride: 60% back or no gap at smile.com.auExtraction: 60% back

Major Dental

$1,000/person1 yr

Full Crown (Veneered): 60% back

Orthodontic

Optical

$200/person6 mo

Single Vision Lenses: $200Multi-Focal Lenses: $200

Orthoptics

Acupuncture

$1,000/person2 mo