Silver Plus Family Advanced
Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Silver Plus Family Advanced
$944.70
Pregnancy and birth covered
Assisted reproductive covered
Back, neck and spine covered
Emergency and non-emergency ambulance covered
100% back on optical lenses
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Ear, Nose & Throat
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $639.85
- Excess
- $750
- Hospital tier
- SilverPlus
Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
6 weeks free on Combined or Packaged Cover
6 weeks free on Combined or Packaged Cover
Ending 31 July 2026
Hospital Cover
32 covered5 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
24 covered3 not covered
HIF Choice Network dentistsSpecial dental rates at a HIF Choice Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$1,000/person1 yr
Root Canal Therapy: $142.05
General Dental
$1,000/person2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2Extraction: $152.45
Major Dental
$1,000/person1 yr
Full Crown (Veneered): $799.8
Orthodontic
$800/person1 yr
Braces (Upper & Lower): 100% back
Optical
$275/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
$500/person2 mo
1st visit: $40Next visit: $40
Acupuncture
$250/person2 mo
1st visit: $32Next visit: $32
Chinese Herbal Medicine
$250/person2 mo
1st visit: $32Next visit: $32
Chiropractic
$400/person2 mo
1st visit: $32Next visit: $32
Exercise Physiology
$500/person2 mo
1st visit: $30Next visit: $30
Occupational Therapy
$500/person2 mo
1st visit: $40Next visit: $40
Osteopathy
$400/person2 mo
1st visit: $32Next visit: $32
Physiotherapy
$500/person2 mo
1st visit: $45Next visit: $45
Psychology
$700/person2 mo
1st visit: $80Next visit: $80
Remedial Massage
$250/person2 mo
1st visit: $32Next visit: $32
Speech Therapy
$500/person2 mo
1st visit: $60Next visit: $60
Dietetics
$350/person2 mo
1st visit: $40Next visit: $40
Hearing Aids
$550/person1 yr
Hearing Aid: 100% back
Home Nursing
$450/person2 mo
1st visit: $75Next visit: $75
Orthotics
$200/person1 yr
Orthotics: 75% back
Podiatry
$350/person2 mo
1st visit: $32Next visit: $32
Antenatal/Postnatal
-Audiology
-Glucose Monitor
$200/person1 yr
Glucose Monitor: 75% back
Health Management
$100/person2 mo
Health Management: 100% back
Non-PBS Pharmaceuticals
$300/person2 mo
Prescription: $80
Vaccinations
-HIF
Silver Plus Family Advanced
$944.70
Pregnancy and birth covered
Assisted reproductive covered
Back, neck and spine covered
Emergency and non-emergency ambulance covered
100% back on optical lenses
Excess
Frequently Asked Questions
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