Silver Plus Family Mid

Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.

HIF

Silver Plus Family Mid

$899.45

Pregnancy and birth covered

Assisted reproductive covered

Back, neck and spine covered

Emergency and non-emergency ambulance covered

100% back on optical lenses

Excess

Hospital Cover Details Extras Cover Details FAQs

Why this cover

Member guide

Hospital Cover

Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Ear, Nose & Throat

Extras Cover

Dental
Optical
Physiotherapy
Chiropractic

Pricing & Value

Monthly premium from: $591.90
Excess: $750
Hospital tier: SilverPlus

Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025

Inclusions

Waiting periods recognised

Change your mind within 30 days

We do all the paperwork for you

6 weeks free on Combined or Packaged Cover

Ending 31 July 2026

Hospital Cover

32 covered5 not covered

CoveredRestrictedNot Covered

Heart & Vascular

Brain & Nervous System

Eye (Not Cataracts)

Cataracts

Ear, Nose & Throat

Back, Neck & Spine

Extras Cover

15 covered12 not covered

HIF Choice Network dentistsSpecial dental rates at a HIF Choice Network dentist

Check if your dentist is in-networkSearch our provider directory for your clinic.

Endodontic

$600/person1 yr

Root Canal Therapy: 60% back

General Dental

$600/person2 mo

Periodic Exam: 60% backScale & Clean: 60% backFluoride: 60% backExtraction: 60% back

Major Dental

$600/person1 yr

Full Crown (Veneered): 60% back

Orthodontic

Optical

$200/person2 mo

Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back

Orthoptics

Acupuncture

$350/person2 mo