Silver Plus No Maternity Combo
Compare 74 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Silver Plus No Maternity Combo
$636.50
Emergency and non-emergency ambulance covered
Back, neck and spine covered
Joint replacements covered
60% back on general dental
Optical included
Excess
Why this cover
Hospital Cover
- Heart & Vascular
- Brain & Nervous System
- Eye (Not Cataracts)
- Cataracts
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $410.40
- Excess
- $500
- Hospital tier
- SilverPlus
Excellent Service Record0.70× average complaint rate · Q1-Q3 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, Q1-Q3 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
6 weeks free on Combined or Packaged Cover
6 weeks free on Combined or Packaged Cover
Ending 31 July 2026
Hospital Cover
34 covered3 not covered
CoveredRestrictedNot Covered
Heart & Vascular
Brain & Nervous System
Eye (Not Cataracts)
Cataracts
Ear, Nose & Throat
Back, Neck & Spine
Extras Cover
12 covered15 not covered
HIF Choice Network dentistsNo-gap dental check-ups at a HIF Choice Network dentist
Check if your dentist is in-networkSearch our provider directory for your clinic.
Endodontic
$600/person2 mo
Root Canal Therapy: 60% back
General Dental
$600/person2 mo
Periodic Exam: 60% back or no gap at HIF Choice NetworkScale & Clean: 60% back or no gap at HIF Choice NetworkFluoride: 60% back or no gap at HIF Choice NetworkExtraction: 60% back
Major Dental
$600/person1 yr
Full Crown (Veneered): 60% back
Orthodontic
-Optical
$150/person2 mo
Single Vision Lenses: $150Multi-Focal Lenses: $150
Orthoptics
-Acupuncture
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Chinese Herbal Medicine
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Chiropractic
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Physiotherapy
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Remedial Massage
$150/person2 mo
1st visit: 60% backNext visit: 60% back
Exercise Physiology
-Occupational Therapy
-Osteopathy
-Psychology
-Speech Therapy
-Podiatry
$500/person2 mo
1st visit: 60% backNext visit: 60% back
Antenatal/Postnatal
-Audiology
-Dietetics
-Hearing Aids
-Home Nursing
-Orthotics
-Health Management
$150/person2 mo
Health Management: $150
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $60
Glucose Monitor
-Vaccinations
-HIF
Silver Plus No Maternity Combo
$636.50
Emergency and non-emergency ambulance covered
Back, neck and spine covered
Joint replacements covered
60% back on general dental
Optical included
Excess
Frequently Asked Questions
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