Special Options
Compare 66 HIF policies. Prices shown for: Single, NSW, Age 30, $500 excess.
HIF
Special Options
$127.80
Excess
Why this cover
Member guide
Extras Cover
- Dental
- Optical
- Physiotherapy
- Chiropractic
Pricing & Value
- Monthly premium from
- $127.80
- Excess
- $0
Excellent Service Record0.61× average complaint rate · July–September 2025Source: Private Health Insurance Ombudsman (PHIO) Quarterly Report, July–September 2025
Inclusions
Waiting periods recognised
Change your mind within 30 days
We do all the paperwork for you
8W2M
Take out any eligible combined or packaged Hospital & Extras policy by Thursday 30 April 2026 and score 8 weeks free plus no 2-month wait on Extras!*
Ending 30 Apr 2026
Hospital Cover
Extras Cover
15 covered12 not covered
Endodontic
$1,000/person2 mo
Root Canal Therapy: $113.8
General Dental
$1,000/person2 mo
Periodic Exam: $54.35Scale & Clean: $110.35Fluoride: $33.2
Major Dental
$1,000/person1 yr
Extraction: $104.15Full Crown (Veneered): $684.65
Orthodontic
$1,000/person1 yr
Braces (Upper & Lower): $1000
Optical
$200/person2 mo
Single Vision Lenses: 100% backMulti-Focal Lenses: 100% back
Orthoptics
-Acupuncture
$450/person2 mo
1st visit: $25Next visit: $25
Chinese Herbal Medicine
$450/person2 mo
1st visit: $25Next visit: $25
Chiropractic
$450/person2 mo
1st visit: $27.5Next visit: $27.5
Osteopathy
$450/person2 mo
1st visit: $27.5Next visit: $27.5
Physiotherapy
$450/person2 mo
1st visit: $35Next visit: $35
Remedial Massage
$450/person2 mo
1st visit: $25Next visit: $25
Exercise Physiology
-Occupational Therapy
-Psychology
-Speech Therapy
-Dietetics
$252/person2 mo
1st visit: $36Next visit: $18
Podiatry
$450/person2 mo
1st visit: $32Next visit: $23
Antenatal/Postnatal
-Audiology
-Hearing Aids
-Home Nursing
-Orthotics
-Health Management
$75/person2 mo
Health Management: $75
Non-PBS Pharmaceuticals
$200/person2 mo
Prescription: $80
Glucose Monitor
-Vaccinations
-HIF
Special Options
$127.80
Excess
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The information on this page is general in nature and is not intended as financial advice, insurance advice, or a recommendation for any particular policy. All pricing shown is indicative only. Please verify all information directly with insurers and consider seeking professional advice for your specific circumstances.
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